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Go Back   The Consumer Forums > The Consumer Forums
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Alliance & Leicester Successes **Existing Successful Claims Only *NO* New Threads Please** - Contact a moderator to move your thread


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
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Old 3rd May 2006, 15:02   #1 (permalink)
kevmaxthom
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Default Lets get started **Settled in Full**

Applied to Alliance&Leicester for charges incurred for the last 6 years for myself and my wife's accounts. Let you know how I get on. Congratulations to all of you who have got a result and thanks for sharing your experience





A&L £1822+£488 Data Protection Act Request 5th May 2006(40 days up June 16th),
prelim sent 20th June LBA's sent 5th July, moneyclaims filed 21/7/06
Citicard £189 Data Protection Act Request 5th May 2006(prelim letter sent 6th June)LBA sent 12th June,sod off letter received 16th June, moneyclaim filed 26th June.

Last edited by kevmaxthom; 21st July 2006 at 08:43.
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Old 3rd May 2006, 20:06   #2 (permalink)
Bookworm
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Default Re: Lets get started

Welcome.

Keep on reading while you wait for your answer, you'll be that much better equipped by the time it comes.

Keep us posted.
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Old 19th June 2006, 13:36   #3 (permalink)
kevmaxthom
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Default Re: Lets get started

Received Data Protection Act statements for myself and my wifes accounts(exactly 40 days).My wife goes back 3 years and I go back 6 years.In 2000/2001 A&L were charging £3.50 every day I was overdrawm and £10 per month. Can I claim this back?

Also I have read that A&L will close the accounts if a claim is made. We also have a personal loan with them(3 years left) can they call that in as well?

Any suggestions which 'parachute' account to open would be grateful.
Regards
Kev
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Old 19th June 2006, 13:46   #4 (permalink)
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Default Re: Lets get started

Quote:
Originally Posted by kevmaxthom
Received Data Protection Act statements for myself and my wifes accounts(exactly 40 days).My wife goes back 3 years and I go back 6 years.In 2000/2001 A&L were charging £3.50 every day I was overdrawm and £10 per month. Can I claim this back?

Also I have read that A&L will close the accounts if a claim is made. We also have a personal loan with them(3 years left) can they call that in as well?

Any suggestions which 'parachute' account to open would be grateful.
Regards
Kev
Yes you can claim back the £3.50 a day. If the £10 a month was a service charge that you paid for running the account you can't claim it, but if it was a penalty for going over your limit then you can.

A&L will close your account if you claim, and you will need to do a Moneyclaim, but they have said on the radio that they will not go to court.

I have opened a Nat West step account as have a lot of people who do not have good credit ratings, but I am with smile and find them the best of any bank I have ever dealt with.

Good luck and welcome to the cause!
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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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Old 19th June 2006, 14:43   #5 (permalink)
kevmaxthom
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Default Re: Lets get started

Thanks for the advice Caro, very helpful.
Regards
Kev
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Old 15th July 2006, 10:19   #6 (permalink)
kevmaxthom
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Default Re: Lets get started

Well 14 days are almost up since I sent LBA, another £100 in charges have been taken since then. Can I claim that back when I do the moneyclaim?
Regards
Kev
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Old 15th July 2006, 10:42   #7 (permalink)
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Default Re: Lets get started

Yes.
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Old 21st July 2006, 08:38   #8 (permalink)
kevmaxthom
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Default Re: Lets get started

Thanks, moneyclaims filed (myself and wife) 21/07/06.
Claim No 6QZ48225 for £1930.50 +court costs
Claim No 6Qz48227 for £488.16 + court costs.
I will keep you posted.
Kev
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Old 3rd August 2006, 09:51   #9 (permalink)
kevmaxthom
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Default Re: Lets get started-*SETTLED IN FULL*

Hi Everybody
Received cheques Monday morning (myself and wife). A&L settled in full. Thanks for your help.
Keep up the good work.
I have made a donation.
Regards
Kev
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Old 3rd August 2006, 17:10   #10 (permalink)
arkanara
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Default Re: Lets get started

WELL DONE & CONGRATULATIONS!!!

Another incentive for the rest of us.
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Old 3rd August 2006, 20:01   #11 (permalink)
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Default Re: Lets get started

Congratulations and thanks for the donation. If you haven't done it yet would you complete the survey too please.

Thanks and congratulations again.
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Using the Consumer Health Forums helps support CAG

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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Old 4th August 2006, 14:09   #12 (permalink)
nikkirose1
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Default Re: Lets get started **Settled in Full**

Hooray! Congrats Kev. I have submitted my Moneyclaim and am currently waiting in limbo for a reply, so good to hear your success story. Well done!
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