Kingliam v Alliance & Leicester ***WON***

kingliam · 6th July 2006, 13:27

Hello,

I sent off the Data protection, information request letter on 4th July, Im looking forward to moving forward shortly.

younganfree · 6th July 2006, 13:57

Hi, Kingliam.

One question. Have you got a parachute account?

As you have just seen on The Holte41's thread, they have closed his account without warning after sending his Data Protection Act info to him.

If you check out Lady Penelope's thread, you'll see they did a similar thing to her.

Seems the gloves are really off now!

Good luck with the claim, dude.

kingliam · 6th July 2006, 14:54

Yes, I saw that too!

I shall sort a brand new parachute account out this evening.

Its a shame as A&L are pretty good and if I can help it I wouldnt want to close.

caro · 8th July 2006, 14:47

Be in no doubt that they will close the account and they will not pay up without a moneyclaim. They have really got the gloves off, so you will need to be firm in your resolve if you want your money back.

There interest rates may be good, but their methods are dreadful. I don't want to put you off, just let you know what you are up against, as are we all on this forum, so you will get great support.

Good luck

kingliam · 9th July 2006, 11:00

Yes, I'm ready to be firm

caro · 9th July 2006, 12:28

Then bring it on A&L, bring it on!!!

sharmal · 10th July 2006, 15:02

Good luck King Liam, up and at em

kingliam · 12th July 2006, 13:16

Right then, Got my parachute account set up with Smile, will be getting some Wine too! Can't be bad.

I sent two data requests off on the 4th, HSBC have come back to me, however I am a little worried that A&L have not, I have contacted them via telephone and they have said there's a backlog and that my request has not been recorded on the system.

I know they have the 40 days and think they will use the full 40 but has anyone else experieced the same?

Any ideas?

younganfree · 12th July 2006, 16:34

Quote:

Originally Posted by kingliam

I know they have the 40 days and think they will use the full 40 but has anyone else experieced the same?

Any ideas?

Hi again, King.

I don't have personal experience of this, but from reading around the forum, they tend to take it to the wire mate.

If I were you I'd take a breather until the info arrives on your doorstep - probably 40 days after you sent for it!

arkanara · 12th July 2006, 16:53

Hi there,

I sent my Data Protection Act request off to A&L 34 days ago, they have 6 days to get my info to me, I must say I'm not holding my breath. I haven't heard anything from them at all since I sent the letter and I haven't contacted them by phone.

My plan is to give them their 40 days then take the step of calling them to let them know I will be reporting them.

Good luck, hope they arrive soon as I hope mine do!

Em.

kingliam · 4th August 2006, 16:18

Data Protection Act sent on the 4th July, Nothing yet, I have rang numerous times to be told that they have no record of my request, there was no way of them checking and that I have to give them 40 days! Cant wait til they are up - only 9 days to go!

kingliam · 14th August 2006, 15:37

Hello, I eventually got my statements 3 days before the 40th day! They were a little difficulty to work out as they were not in the normal statement format, However, I went through them and issued my prelim letter on the 9th. Here goes

kingliam · 29th August 2006, 19:13

Not a lot

david.m · 29th August 2006, 21:56

Quote:

Originally Posted by caro

Be in no doubt that they will close the account and they will not pay up without a moneyclaim. They have really got the gloves off, so you will need to be firm in your resolve if you want your money back.

There interest rates may be good, but their methods are dreadful. I don't want to put you off, just let you know what you are up against, as are we all on this forum, so you will get great support.

Good luck

yes the gloves are off, and reading through several threads, it seems people are letting them get away with it.

im really wanting everyone to test A&L's resolve in continuing to close people accounts after the payback though, even if you never intend to use it again, its wrong that they do this and it needs stopping along with all the other stuff they do.

the question is , what is the new readers to do about it, if noone tells them how they can cover themselves to stop A&L and indeed all the banks etc doing it, were do we place the text and what should it say?.

i pointed to the banking code and how that tells them they should not close accounts but its no good if they ignore their own B-code, so shouldnt every single claim try and stop them closing accounts, thats for the users to decide if and when they choose, not the A&L as a punishment .

kingliam · 31st August 2006, 11:28

I certainly will test their resolve, I have recently been promoted, now have a larger amount going into my account each month, they have just upgraded my account to a premier one, If after this they try to close my account, I will fight as in my opinion it is clear that it would have been closed as a direct response to my complaint. which I belive is against the Banking Code.

kingliam · 31st August 2006, 11:29

Oh, got a final response letter from them yesterday - Money Claim will be started today!

kingliam · 19th October 2006, 10:30

Money Claim actually started on the 13/10/2006 - does anyone know when it is deemed served?

Beserker · 19th October 2006, 11:01

MCOL help says it is deemed as served 5 days after the start date

CAG Products - We think that these will help you to make your claim or Reclaim your Right These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit	Small Claims Court Guide	CallBurner - Skype CallRecorder Review	Last Will & Testament Kit	Fight a Motoring Ticket

Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here.
UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki N.B. Please note - due to postage costs these products are only available in the U.K.