comicmankev v Abbey ** SETTLED **

[comicmankev]

Sorry for this post in advance, but!

I've gone through the stages mentioned and Abbey have made no response (Well, one actually, to say they'll get back to me!). I've started filling in the moneyclaim form but want to get it right!

As it is limited to what you can say when filing online, what do I have to say in the brief description bit?

Can someone point me in th right direction? It says in the FAQs section that thbis can be copied from the library, but I can't see it!

[comicmankev]

Sorry for this post in advance, but!

I've gone through the stages mentioned and Abbey have made no response (Well, one actually, to say they'll get back to me!). I've started filling in the moneyclaim form but want to get it right!

As it is limited to what you can say when filing online, what do I have to say in the brief description bit?

Can someone point me in th right direction? It says in the FAQs section that thbis can be copied from the library, but I can't see it!

[BankFodder]

Sorry but we don't have a moneyclaim template yet.
You are limited to a number of words and certain characters are not permitted.

Could you remind me as to what the word limit is and post what you have written up here and we'll work something out.

[BankFodder]

Sorry but we don't have a moneyclaim template yet.
You are limited to a number of words and certain characters are not permitted.

Could you remind me as to what the word limit is and post what you have written up here and we'll work something out.

[comicmankev]

Thanks for the quick response!

The limit is 1080 characters on 24 lines.

Here's a rough draft so far, but I know it needs work - lol:

Claim for refund of punitive charges on my
bank account over the last 6 years (Account number ********). I have
a complete breakdown of all charges being
claimed for, plus 8% interest.



There are 57 different charges between the
dates of 25/07/2001 and the 25/02/2006 with
a total cost of £1449.00 and £1599.26 with
interest. A schedule of all charges is
available.

[comicmankev]

Thanks for the quick response!

The limit is 1080 characters on 24 lines.

Here's a rough draft so far, but I know it needs work - lol:

Claim for refund of punitive charges on my
bank account over the last 6 years (Account number ********). I have
a complete breakdown of all charges being
claimed for, plus 8% interest.



There are 57 different charges between the
dates of 25/07/2001 and the 25/02/2006 with
a total cost of £1449.00 and £1599.26 with
interest. A schedule of all charges is
available.

[BankFodder]

Does that get in all of the story?
i haven't counted the characters. Be aware that certain character are illegal. I think that \ are & as well <> too.

Do the s.69 statement, count the characters and come back here.

The claimant has been a customer of the defendant bank since Year. Claimant seeks return of charges levied by the bank on basis that they are disproportionate penalties contrary to common law, the Unfair Contracts Terms Act 1977 and within the meaning of the Unfair Terms in Consumer Contracts regs 1999.
Alternatively if the charges represent fees for a service then they are not reasonable within the meaning of Supply of Goods and Services Act 1982, s.15
57 charges between the 25.07.2001 and 25.02.2006 and interest charged by the defendant - total £1559.26. detailed schedule has been supplied to the defendant.
s.69 statement

[BankFodder]

Does that get in all of the story?
i haven't counted the characters. Be aware that certain character are illegal. I think that \ are & as well <> too.

Do the s.69 statement, count the characters and come back here.

The claimant has been a customer of the defendant bank since Year. Claimant seeks return of charges levied by the bank on basis that they are disproportionate penalties contrary to common law, the Unfair Contracts Terms Act 1977 and within the meaning of the Unfair Terms in Consumer Contracts regs 1999.
Alternatively if the charges represent fees for a service then they are not reasonable within the meaning of Supply of Goods and Services Act 1982, s.15
57 charges between the 25.07.2001 and 25.02.2006 and interest charged by the defendant - total £1559.26. detailed schedule has been supplied to the defendant.
s.69 statement

[comicmankev]

Sorry, not quite sure what you just said! What is s.69?

And 'all the story'? Well, I was hoping I would get more of an idea here! Do i have to not about the letters I a have sent, do I have to mention wht all 57 charges were for???

That lot would obviously put the statement over the max. There are 618 characters in the statement you have amended, and no foreign characters.
Sorry if I sound a bit naive, but I am!

[comicmankev]

Sorry, not quite sure what you just said! What is s.69?

And 'all the story'? Well, I was hoping I would get more of an idea here! Do i have to not about the letters I a have sent, do I have to mention wht all 57 charges were for???

That lot would obviously put the statement over the max. There are 618 characters in the statement you have amended, and no foreign characters.
Sorry if I sound a bit naive, but I am!

[BankFodder]

In your claim form - all you need to put are the facts of you claim and the basis you are making it and you are claiming.

You don't go into all the details of your pre-action communications although if the banks said that you had done nothing to contact them and had completely surprised them with the claim, you would be able to show the court that you had been acting reasonably.

When I say is that all the story, I'm asking you if you agree that this is what your claim is about. If it is then you need to add a s.69 County Court Act statement to say that you are claiming interest. i seem to remember that if you click yes that you are claiming interest on the money claim form then a s.69 statement will pop up. You then modify it with your interest calculations and total the lot.

On the other hand, I must say that 57 charges is quite a lot - in which case don't do it through Moneyclaim. Use an N1 claim form and issue the claim at the court office.

In this case work out your schedule of the charges you have suffered together with the interest you have paid. Work out the 8% on all of that and attach the schedule to the claims form.

[BankFodder]

In your claim form - all you need to put are the facts of you claim and the basis you are making it and you are claiming.

You don't go into all the details of your pre-action communications although if the banks said that you had done nothing to contact them and had completely surprised them with the claim, you would be able to show the court that you had been acting reasonably.

When I say is that all the story, I'm asking you if you agree that this is what your claim is about. If it is then you need to add a s.69 County Court Act statement to say that you are claiming interest. i seem to remember that if you click yes that you are claiming interest on the money claim form then a s.69 statement will pop up. You then modify it with your interest calculations and total the lot.

On the other hand, I must say that 57 charges is quite a lot - in which case don't do it through Moneyclaim. Use an N1 claim form and issue the claim at the court office.

In this case work out your schedule of the charges you have suffered together with the interest you have paid. Work out the 8% on all of that and attach the schedule to the claims form.

[comicmankev]

I have this saved on the online form and I also have to pdf printout filled in, just wanted to clarify what I should be writing, and which form is best!

I will fill the form in completely tomorow and do it that way, then I can attach the paperwork as stated.

57 is a lot - and many one-dayers - ie DDs go out on the first of the month, and when salary got delayed for whatever reasonthen hit with about 10 fees in one go! What a bummer!

Is it OK to just print out the schedule from the Excel template supplied on this site, or do I need to add details to that?

Thanks for your help so far!

[comicmankev]

I have this saved on the online form and I also have to pdf printout filled in, just wanted to clarify what I should be writing, and which form is best!

I will fill the form in completely tomorow and do it that way, then I can attach the paperwork as stated.

57 is a lot - and many one-dayers - ie DDs go out on the first of the month, and when salary got delayed for whatever reasonthen hit with about 10 fees in one go! What a bummer!

Is it OK to just print out the schedule from the Excel template supplied on this site, or do I need to add details to that?

Thanks for your help so far!

[BankFodder]

Make sure that the excell template is fully complated and you can use that.
Do you understand all of the maths?

When you print out the spreadsheet, make sure that you understand it and that it is correct.
If you don't understand it then get someone else who does to go through it with you.

[BankFodder]

Make sure that the excell template is fully complated and you can use that.
Do you understand all of the maths?

When you print out the spreadsheet, make sure that you understand it and that it is correct.
If you don't understand it then get someone else who does to go through it with you.

[comicmankev]

Yes, I do understand it, so I think I will go that route.

[comicmankev]

Yes, I do understand it, so I think I will go that route.