Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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14th June 2007, 11:13
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#2 (permalink)
| | Gold Account Customer
I am in: Alfreton, Derbyshire
Posts: 451
| Re: Abbey Wasted Costs Order - GRANTED well done!!! |
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14th June 2007, 11:27
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#3 (permalink)
| | Gold Account Customer
I am in: Sunny Surrey
Posts: 589
| Re: Abbey Wasted Costs Order - GRANTED Well done you!! Congratulations. |
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15th June 2007, 10:41
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#5 (permalink)
| | Classic Account Customer | Re: Abbey Wasted Costs Order - GRANTED Hi Tendom.
Abbey also paid me a gesture of goodwill straight into my account mid-way through the claim. But i reduced this figure off my spreadsheet so it didn't affect the amount I was claiming. I issued my mcol last November but it wasn't until April this year that Abbey settled, so i had already prepared Court bundles etc ready for my Court Case. Along with the wasted costs letter I also sent a list of 40 cases that Abbey had settled prior to the Court date, and here is a breakdown of my Costs that I sent to the Judge:
(Sorry but I've had to cut and paste it from my word doc!!) And I've also deleted names of all Abbey employees that I sent the letters to just incase! Total Costs Incurred in Initiating and Pursuing Claim 6QZ81061. 1. Subject Access Request Fee: Total - £10.00 2. Correspondence since initiating the claim: Original letters to the bank, and all relevant correspondence including court documents like the Allocation Questionnaire. The Claimant requests a repayment of £5 per correspondence to recover recorded postage costs and stationary. · Subject Access Request, posted on 29th July 2006. · Estimated request for refund letter as not all statements received yet, posted on 16th August 2006. · Non Compliance Letter asking for missing statements, posted 18th September 2006. · Amended Estimated request for refund letter as still awaiting several statements, posted 23rd September 2006. · Preliminary request for repayment (all statements now received), posted 2nd October 2006. · Letter before Action letter, posted 13th October 2006. · Reply to letter received from XXX refusing to refund charges, posted 16th October 2006. · Schedule Of Charges sent to Defendant, posted 17th November 2006. · Schedule Of Charges sent to Northampton County Court, posted 17th November 2006. · Reply to letter from XXX declining their 40% offer, posted 12th December. · Letter requesting further charges be frozen while the case is in progress, posted 29th January 2007. · Letter to XXX requesting to settle, posted 14th March 2007. TOTAL: £60 3. Paper and printing costs · The Claimant estimates that throughout the whole claim they have used a total of 250 sheets of paper – the majority of this from producing three duplicate bundles, and correspondance to the Defendant. The Claimant used their own multifunction printer at home for all printing and photocopying and feel that a reasonable cost to cover the toner and running of the printer would be 5p per sheet of paper printed. Cost £12.50 · 3 ringbinders for Court Bundles. Cost £3.00. ·3 packets of page dividers for indexing Court Bundes purchased from Asda. Cost £1.65. · Printer Paper, purchased from Wilkinson. Cost £1.99. ·Black Ink Cartridge for Epson RX425 printer, purchased from Staples. Cost £8.99. TOTAL: £28.13 4. Preparation time The Claimant estimates that they have spent a minimum of 24 hours in preparing letters, document bundles and case notes. I respectfully request an award of £9.25 per hour for my time spent. TOTAL: £222.00 __________________ TOTAL COSTS INCURRED: £320.13
Hope this helps you a bit.
Kerrie
__________________ Settled at 50% Clydesdale £155. Should have been £310 charges, plus interest Husbands Account. SETTLED IN FULL: MBNA £1230. For Hubby. Halifax £39. RBS £342. For Hubby. Cap One £200. Abbey:  Settled in FULL April 18th 2007. £5179.83 Paid but what a long battle! 
COMPENSATION OF £100 ON 14/04/08 FOR CONTINUED HARASSEMENT.
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15th June 2007, 10:54
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#6 (permalink)
| | Basic Account Customer | Re: Abbey Wasted Costs Order - GRANTED You hope that helps me a bit  That is absolutely fantastic! That post should be moved to a more prominent place!
Thank you very much. I will draft a similar copy and send it off (depending on advice from the court clerk as she has told me to call her for info.)
But after factoring the research etc I'm sure the 24hr was underestimated! But that makes it seem reasonable.
I'm at a loss as to why they do not settle earlier to prevent further costs. I would have been happy to accept the difference of the charges after £3 as I would not expect the bounced payments to not incur a cost!
Anyway thanks alot Kerrie |
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15th June 2007, 11:09
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#7 (permalink)
| | Platinum Account Customer
I am in: Limbo...
Posts: 5,457
| Re: Abbey Wasted Costs Order - GRANTED Quote:
Originally Posted by Kerrie78 Hope this helps you a bit.
Kerrie | That is a great post/letter, and so well presented... |
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15th June 2007, 11:17
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#8 (permalink)
| | Classic Account Customer | Re: Abbey Wasted Costs Order - GRANTED Glad I could help, here is also a list of the litagation concluded that I sent with the other letter, don't know if you have it already, Defendant Case Number Amount Claimed Date Issued Settled Abbey MMCK/KPSA1262/05 £228.00 02/12/2005 Yes Abbey 4QZ2810928 £3,049.73 10/01/2006 Yes Abbey 6QZ08692 £479.74 08/02/2006 Yes Abbey 6SL00583 Unknown 22/02/2006 Yes Abbey 5QZ30938 £1,729.48 04/03/2006 Yes Abbey SA202/06 £618.00 18/03/2006 Yes Abbey 6QZ18498 £3,080.27 21/03/2006 Yes Abbey 6QZ09627 £3,235.00 22/03/2006 Yes Abbey 6QZ21137 £4,872.00 30/03/2006 Yes Abbey 6QZ23148 £244.37 10/04/2006 Yes Abbey 6DE02959 £3,992.44 19/04/2006 Yes Abbey 6QZ19764 £269.22 25/04/2006 Yes Abbey 6CL01687 £3,219.00 02/05/2006 Yes Abbey 6QZ30791 £1,062.00 12/05/2006 Yes Abbey 6DE04574 £3,582.94 09/06/2006 Yes Abbey 6CK02117 £10,235.37 13/06/2006 Yes Abbey 6PE02904 £5,011.03 14/06/2006 Yes Abbey 6QZ32624 £232.00 15/06/2006 Yes Abbey 6QZ39038 £1,465.42 15/06/2006 Yes Abbey 6RG04466 £3,425.98 14/07/2006 Yes Abbey 6QZ48201 £1,376.26 20/07/2006 Yes Abbey 6SO05338 £2,245.00 28/07/2006 Yes Abbey 6TQ01886 £2,912.00 04/09/2006 Yes Abbey 6PE04231 £1,525 08/09/2006 Yes Abbey 6HG03992 £9,825.84 20/09/2006 Yes Abbey 6IG03529 £4,309.15 26/09/2006 Yes Abbey 6QZ67803 £110.38 28/09/2006 Yes Abbey 6QZ73062 £1,493.13 12/10/2006 Yes Abbey 6SY01327 £917.83 01/12/2006 Yes Abbey 6QZ93002 £609.84 12/12/2006 Yes Abbey 7BS00183 £8,561.05 08/01/2007 Yes Abbey 7QZ09584 £2,145.43 25/01/2007 Yes Abbey 7CI00170 £1,713.56 31/01/2007 Yes Abbey 7QZ27105 £2473.13 02/03/2007 Yes Abbey 7QZ32441 £424.70 13/03/2007 Yes Abbey 6QZ41854 £3,349.90 Unknown Yes Abbey 6QZ43864 £1,754.00 Unknown Yes Abbey 6QZ71927 £1,147.13 Unknown Yes |
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20th June 2007, 11:47
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#11 (permalink)
| | Platinum Account Customer
I am in: Hertfordshire
Posts: 10,129
| Re: Abbey Wasted Costs Order - GRANTED Kerrie, send a letter to the court, with a copy of the order and tell them that Abbey have breached the court order, let the courts deal with them LOL |
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20th June 2007, 11:59
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#13 (permalink)
| | Platinum Account Customer
I am in: Hertfordshire
Posts: 10,129
| Re: Abbey Wasted Costs Order - GRANTED pre 2000? no and no cert of destruction either, try asking the Information Commissioners Office for that , I am still trying to find a way for them to either cough up the statements or a certificate of destruction, they cant possibly just destroy all this data without some record of what they are doing, also, as it is relating to you, this should form part of the data they supply as part of the Subject Access Request |
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20th June 2007, 13:48
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#14 (permalink)
| | Classic Account Customer | Re: Abbey Wasted Costs Order - GRANTED Well. | |