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The Bank Action Group - against unlawful bank charges
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Abbey Bank Meet other Abbey Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
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Old 6th March 2006, 15:09   #1 (permalink)
Natasha
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I am in: East London
Posts: 234
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Default Something strange.....
Hi

I know that last month there have been bounced direct debits and maybe a few under £5 transactions authorised, but normally i would be sent a letter or two about the DD/transactions saying that there were insufficent funds in my account and that they have paid them but they will be charging me. But i havent recieved any letters saying they are going to charge me
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Old 7th March 2006, 14:10   #2 (permalink)
Natasha
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I am in: East London
Posts: 234
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I'm really depressed now just received my statement i have £145 worth of charges coming out on the 17th which means i cant make my mortgage payment i really dont know what to do now....

-£20 overlimit fee
-£35 for returned abbey loan direct debit
-£30 for visa payment of £1.99
-£30 for visa payment of £1.99
-£30 for visa payment of £1.90

Total £145.00

I have already worked out my finances for this month to make sure i dont go over drawn and it all adds up if i stick to my budget, which i will but now its all messed up!!
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Old 7th March 2006, 16:03   #3 (permalink)
BankFodder
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I'm very sorry, I am sure that it is distressing. However, I am still going to ask you to post this in your ongoing thread on the Abbey section.
It makes it all much easier to follow and to help.
You should contat your mortgage company and warn them to expect a reduced amount. - in fact arrange to pay then as much as you can straightaway. But do contat them.
Please will you post on your original thread.
Maybe it is time to take action against Abbey
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Please include a link to the post you want me to look at. If you have received a defence, contact me.
Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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