consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki


Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



The new Consumer Directory
search the web, shop online, looking for gift ideas?
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
The new Consumer Directory
search the web, shop online, looking for gift ideas?

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Hold the Front Page!!
News updates
The Consumer Forums front page
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Abbey Bank

Abbey Bank Meet other Abbey Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 4th June 2007, 14:12   #1 (permalink)
sowerby17
Gold Account Customer
 


I am in: county durham
Posts: 506
sowerby17 Novitiate
Default can i still claim

Hi at the end of last year i got a gogw from Abbey for £345 from a £2500 claim i never sent any letter to them accepting their offer nor rejecting it.Can i still claim the rest of the charges and if so can i go straight to court?
sowerby17 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2007, 14:17   #2 (permalink)
PPMAN159
Platinum Account Customer
 


I am in: Kent
Posts: 1,800
PPMAN159 Novitiate
Default Re: can i still claim

You will have to reject the offer first and then proceed to the next stage.

Just one question what letters have you sent to them to prompt the GOGW for £345?
PPMAN159 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2007, 14:26   #3 (permalink)
sowerby17
Gold Account Customer
 


I am in: county durham
Posts: 506
sowerby17 Novitiate
Default Re: can i still claim

hi I sent the Subject Access Request then the prelim then the lba.So if i send the partial acceptance letter how long do i wait for before i take them to court
sowerby17 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2007, 14:31   #4 (permalink)
PPMAN159
Platinum Account Customer
 


I am in: Kent
Posts: 1,800
PPMAN159 Novitiate
Default Re: can i still claim

I would send the partial acceptance letter and in that tell them that you will be continuing with your claim for the balance and then file your claim.

No need to wait.
PPMAN159 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2007, 14:37   #5 (permalink)
sowerby17
Gold Account Customer
 


I am in: county durham
Posts: 506
sowerby17 Novitiate
Default Re: can i still claim

right letter in post asap.
sowerby17 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2007, 14:49   #6 (permalink)
Lula
Platinum Account Customer
 
Lula's Avatar
 


I am in: Hertfordshire
Posts: 10,129
Lula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula Authoritative
Default Re: can i still claim

Hi Yes, you are perfectly at liberty to follow your own timescales, not theirs, just one question though, when they sent a letter for the GOGW, what did it say?

they might also argue that you have waited an awful long time to carry on with your claim, sure that there is a perfectly good explananation though, just a thought
Lula is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2007, 15:07   #7 (permalink)
sowerby17
Gold Account Customer
 


I am in: county durham
Posts: 506
sowerby17 Novitiate
Default Re: can i still claim

Well am on finding the letter at the minute. No particular reason for not following up the claim will say due to ill health or something
sowerby17 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2007, 15:11   #8 (permalink)
sowerby17
Gold Account Customer
 


I am in: county durham
Posts: 506
sowerby17 Novitiate
Default Re: can i still claim

hi letter says they have enclosed a copy of Financial Ombudsman Service and I should contact them within 6 months if i am not happy with thier offer.
sowerby17 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2007, 15:14   #9 (permalink)
Lula
Platinum Account Customer
 
Lula's Avatar
 


I am in: Hertfordshire
Posts: 10,129
Lula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula Authoritative
Default Re: can i still claim

Cool, just file at court then, don't mention any delay unless they do and please don't say medical reasons unless you can prove it lol
Lula is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2007, 15:17   #10 (permalink)
sowerby17
Gold Account Customer
 


I am in: county durham
Posts: 506
sowerby17 Novitiate
Default Re: can i still claim

Thanks Lula Was getting worried there will do court thing asap.Will file at local court as i think i am exempt from court charges due to ctc
sowerby17 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2007, 15:18   #11 (permalink)
sowerby17
Gold Account Customer
 


I am in: county durham
Posts: 506
sowerby17 Novitiate
Default Re: can i still claim

lula will i still need to send the partial acceptance letter.Also I have had more charges since then can I just add them on
sowerby17 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2007, 15:54   #12 (permalink)
sowerby17
Gold Account Customer
 


I am in: county durham
Posts: 506
sowerby17 Novitiate
Default Re: can i still claim

Where will i get the n1 form from
sowerby17 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2007, 16:03   #13 (permalink)
sowerby17
Gold Account Customer
 


I am in: county durham
Posts: 506
sowerby17 Novitiate
Default Re: can i still claim

anyone out there?
sowerby17 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2007, 16:04   #14 (permalink)
Lula
Platinum Account Customer
 
Lula's Avatar
 


I am in: Hertfordshire
Posts: 10,129
Lula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula Authoritative
Default Re: can i still claim

N1 from here : 4. Particulars of claim - N1 - updated version now available

and you can claim for every charge up until the date of filing
Lula is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2007, 17:07   #15 (permalink)
sowerby17
Gold Account Customer
 


I am in: county durham
Posts: 506
sowerby17 Novitiate
Default Re: can i still claim

Lula If I do this it will take my claim over the six years.Is it worth the risk?
sowerby17 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2007, 17:19   #16 (permalink)
Lula
Platinum Account Customer
 
Lula's Avatar
 


I am in: Hertfordshire
Posts: 10,129
Lula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula AuthoritativeLula Authoritative
Default Re: can i still claim

Sowerby, you old worry wort LOL there is no defence to the SOL, they have concealed their true charges lol
Lula is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 4th June 2007, 17:28   #17 (permalink)
sowerby17
Gold Account Customer
 


I am in: county durham
Posts: 506
sowerby17 Novitiate
Default Re: can i still claim

you areso helpful i am amending my spreadsheet right now.Will keep ypu informed
sowerby17 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Joint claim with seperated wife and own individual claim v Abbey quietzap Abbey Bank 134 19th July 2007 14:45
Scottish claim in London County Court -paperwork returned & told to claim in Scotland DundeeTim Abbey Bank 22 17th May 2007 15:21
Nearly there on current account claim...time to start credit card claim? Hibbit Lloyds Bank 8 29th January 2007 12:41
JSA, New claim lost causing bank charges...can I claim against the job centre? sincil General Debt Issues 19 7th January 2007 18:25




The new Consumer Directory
search the web, shop online, looking for gift ideas?

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.