Us Against Abbey

BANKAVENGER · 3rd June 2007, 20:59

Hi,

We have just recieved are statements and have totted up that we have been charged £8410. We are gonna fight for our money back.

But we need help we havent got a clue where to start.

Any help would be much apprieciated

Cheers

KnellyK · 3rd June 2007, 21:10

Hi Bankavenger and welcome!

You'll need to look at the Frequently asked questions here
http://www.consumeractiongroup.co.uk...se-read-these/

and the step by step instructions
Example Step-By-Step Instructions - Now updated to reflect the OFT court judgment

Follow these and you won't go far wrong! And you can come here and ask questions if you need help, advice or moral support!

Good Luck!

BANKAVENGER · 3rd June 2007, 21:49

Hi,

Thanks. We have already done are spreadsheet of charges we want back so hopefully i can send the letter off on tuesday. Then sit and wait. I'm still very nervous. But reading other peoples threads have really helped.

Thanks

KnellyK · 3rd June 2007, 21:54

Sounds good! Don't forget, you can't include the 8% stautory interest until you file at court, but if you're claiming contractual interest you should tell them at the start of the claim - I don't know much about contractual interest, just went for the charges and then 8% at court stage!

Read as many threads as you can cope with - you'll know what to expect before it arrives!

BANKAVENGER · 3rd June 2007, 21:57

HI

Thanks for you help. We to are only going for the charges.

i will keep you posted on how i get on one again thanks

Lula · 4th June 2007, 02:15

Hi Bankavenger

I would urge you to go for at least the 8% interest, this is your right under section 69 would be paid automatically (if you ask for it) from Abbey at settlement, if you need a spreadsheet, pm me with your email address and i will send it to you, it is 8% and calculated from when the penalty charge was taken, it will add quite a bit to your claim and you are entitled to it, if you need help with the spreadsheet then there are enough of us around to help you

BANKAVENGER · 4th June 2007, 12:05

Hi

Dont i have to wait until i file for court to add the 8%.

Cheers
Bankavenger

Lula · 4th June 2007, 12:41

Hi, yes you do, but you can just hide it in your spready when you send it to the bank

BANKAVENGER · 12th June 2007, 13:48

UPDATE***UPDATE***UPDATE* **
Hi
I sent off my 1st letter with my schedule spreadsheet demanding my money back within 14 days. i've recieved a letter tis morning from shabby today saying they are sorry to hear i've been so unhappy that i felt i had to complain and that they will look into it and get bak to me in four weeks.

what should i do shall i still send my LBA after the 14days is up.

Thanks

sutherm · 12th June 2007, 13:53

Yes Don't take any notice of their timescales Stick to your own they are shamefully trying to stall you

Good Luck

Melissa

BANKAVENGER · 13th June 2007, 10:24

Hi Melissa,

Thanks alot i thought this but was just checking i dont want to make any mistakes,

Cheers
Claire

andypal · 13th June 2007, 11:20

Hi BankAvenger. I am one step ahead of you. If you follow timescales as per letter sent on Tuesday 5th June 07. If they haven't responded with a settlement (unlikely) you should be looking to send them a Letter before action on 19th June 2007. I have subscribed to your thread and will follow up. all the best. In the mean time read and enjoy, comment as well if you can on some of these threads.

Andy

BANKAVENGER · 13th June 2007, 19:44

Hi Andy,

Thanks for your comments i've been reading your thread lol. you've had fun on here a. yeah thats the day i work it out to send my LBA.

Thank you again,
I'll be keeping a close eye on what goes on with your claim to.

Claire

deedee1310 · 22nd June 2007, 12:35

Subscribing! Best of luck. I'm a couple of weeks behind you.

deedee

BANKAVENGER · 25th June 2007, 20:07

Hi Deedee,

Thanks and best of luck to you, fight the good fight

Cheers
Claire

deedee1310 · 30th June 2007, 03:08

Hey BankAvenger.

Just wanted to know how your claim was going? I have just sent my LBA to Abbey on Wednesday 27/6 by Special Delivery. Countdown to N1 started from yesterday.

Update us soon.

deedee

BANKAVENGER · 30th June 2007, 15:05

Hi Deedee,

I've heard not one thing from abbey, i went and got my N1 from the courts and i'm now in the process of getting everything ready to take down on thursday.

Bit scary lol,

Claire

BANKAVENGER · 30th June 2007, 16:53

Hi,
Just wondering if i have to send my spreadsheet into the court with my N1 form?

Can someone please help?
Cheers
Claire

BANKAVENGER · 30th June 2007, 16:58

oh and another thing does anyone know the head offices address cause i've had various letters from lots of different adresses
help me??????

CAG Products - We think that these will help you to make your claim or Reclaim your Right These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit--	Small Claims Court Guide New Edition	CallBurner - Skype CallRecorder Review	Last Will & Testament Kit	Fight a Motoring Ticket

Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here
UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki