 28 Days from Service & the Bank Holiday
Well yesterday was the 28 days from the date of service for the banks to file their defence.
As the court office closed at 4pm on Friday - I phoned them to see if they had received any form of defence. At the time, not a single one of my 3 cases had sent their defence in.
Now given that the court office is now closed until Wednesday 30th April - and they didn't have any un processed mail when they shut - whats the chances of the banks of being able to get their defence submitted ?
I took the advice of the clerk of the courts and got my forms completed and shoved through their letterbox - but I'm just wondering how the banks will be able to sneak their defence in.
Just seems strange - all the banks said they were going to defend : but not a single one has made an offer / made contact in any way - and surely ALL of them can't be waiting to the very last second to fax in a defence ?!??!
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ABBEY : Seeking £1500 : Default Judgement Received - now set aside- AQ dispensed, awaiting court date
Barclaycard : WON : Seeking £380, offered £152. : Full settlement £510 + costs
EGG Card : WON : £168 FULL SETTLEMENT within 3 Weeks
HSBC : WON : Sought £1500+ : Full Settlement £2375.89 received 4 months start to end | 
