Abby Vs Abbey

Abby · 3rd June 2006, 18:12

I requested details of all my charges on 14/5/06. After reading all the other threads I do not hold out much hope for receiving the details without a hassle.

NeilP · 3rd June 2006, 18:24

It's worth it in the end!!

Keep us posted here how you get on.

Best of Luck

Neil.

lisamellor · 3rd June 2006, 22:49

hi abby,

at least you dont have high expetations. yes they will probably hold out as long as they can, but at least you'll be aware. when you send them the letter giving them 40 days to get your statements ( if you havent got them alreadly) then send them a letter giving them how many days they have to send them to you. as you have probably read from the other threads, they will send you letters trying all sorts of things, just ignore them, dont get annoyed by it, just send them the letters telling them how long they have to send you the info. keep it all in a diary so you know when you should receive things by, and keep copys of all letters and the date you posted and if you know it received them. i think ( my opinion only ) that if it does go to court, you sending them letters basically argueing with them could look childish. YOU HAVE THE LAW ON YOUR SIDE. so you will win in the end, with out getting stressed.

Abby · 4th June 2006, 11:21

Totally agree. It is not worth getting stressed by the games the banks play. By reading all the other threads you can get a pretty good idea of the tricks they will try and play so being forewarned is being forearmed!

Abby · 11th June 2006, 22:01

Found all my old statements out as I was fed up with waiting for Abbey to get their finger out

Prelim letter sent today asking for £981 plus £15.84 interest on penalties.

Feel like I have started the ball rolling at last.

Abby · 26th June 2006, 18:22

Received standard letter saying they will get back to me in four weeks. Unfortunately for them I am posting the LBA tomorrow.

Abby · 30th June 2006, 10:16

Received the next standard letter saying the charges are fair and they will review my account if it goes to the small claims court and if our relationship has broken down they will close my account.

Well Abbey, you aren't the only bank in the world (even if you do have a cool name).

Abby · 17th July 2006, 15:38

No reply to the LBA so began moneyclaim today.

Seany · 17th July 2006, 16:08

Good luck (not that you will need it!).

Abby · 4th August 2006, 11:53

Had a letter from DLA Piper wanting to know how I had calculated the charges and saying they are preparing a defence. I emailed back copies of spreadsheet and my surprise that they had not received any details.

Karnevil · 4th August 2006, 12:14

Welll done Abby. Sounds like your right on top of things. Look forward to seeing your claim settled

emmajay · 4th August 2006, 14:37

I am at exactly same stage as yourself claiming back money from abbey- oldham. I too had a letter from DLA Piper requesting a copy of how i have come to my total of £850 ish - which i have sent via email, i have had no confirmation of receipt.
They have also informed me that they will be entering a defence although i dont know what it will be at this stage!! let me know how you go on

Abby · 4th August 2006, 18:11

I had the acknowledgement from the court today. When I email dla piper I asked for a receipt but got none.

I got exaclty the same letter from cahoot as well.

Abby · 17th August 2006, 18:02

Okay received a 50% offer from DLA PIPER toady as well as a copy of thier defence. Will refuse offer.

Abby · 17th August 2006, 18:04

Quote:

Originally Posted by Abby

Okay received a 50% offer from DLA PIPER toady

Should have read DLA PIPER today, talk about freudian slip!

Karnevil · 17th August 2006, 19:16

Good stuff - keep with the plan .... LOL

Abby · 22nd September 2006, 09:58

Received a "General Form of Judgement or Order" yesterday. These are the relevant points;

IT IS ORDERED THAT

1) This case be stayed to enable the claimant to file at court and serve on the defendant's solicitors a schedule clearly showing the charges to which he objects and which together total £xxxx.xx

2) This case be struck ou if the stay herein is not lifted by 4.00om on 24 September 2006.

I think this means they want yet another copy of my schedule of charges, or are they asking for something else?

Karnevil · 22nd September 2006, 11:30

Hi Abby

YEs get a copy of your schedule sent to the solicitors today by fax if at all possible or first class, also get a copy into the court. You only have today to get it in so fax would be best. The one for court should be clearly marked with your claim number etc and a covering letter explaining it is by way of service.

You'll have to get it to the court where you filed your claim, if you used MCOl this will be northampton.

They havent given you anytime whatsoever have they - what date was the judgement made ???

Reading your thread you have already sent the solicitors a copy of the spreadsheet havent you. What did they put in their Defence ?

Abby · 23rd September 2006, 10:02

I sent a copy first class to both the court and the solictors. I also called the court to let them know it was coming.

No time at all! Looking at it it seems the judgement was made on the 14th September and the letter sent on the 18th. I did not receive it till after 4pm on 21st (very slow delivery in these rural areas).

I did email the solictors the schedule although they make no mention of it in thier defence.

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