Hi Dozytart!!!!
Just to let you know I did find alittle information about the T&C's for 1999 under the following link
Internet Archive Wayback Machine
However, please double check your bank account and this is the confusing part. My account is an instant plus current account which has different terms and conditions to a standard current account and Instant plus is no longer available.
I rang up abbey and they told me they would not send me out the T & C's and it was on their website. I made them hold on the phone and told them that it wasn't on their site so how would I get them. I was fobbed off and told to go into the bank in town So I did.
An advisor spent ten minutes trying to find my account t&c's which they printed out for me. They are slighly different i.e worded to the other 1999 T & C's so I am now confused as to whether I do have the correct ones - there is no way I can find out - only Abbey know. But it could mean that their template defence is not applicable as they have taken it from the current account. How do I know????
So I am going to include both T&C's in my defence as clearly in my case Abbey have not provided me with the correct T&C's and clearly the everyone in the bank was confused.
Abbey have have only ever sent me updated tariff charges.