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Abbey Bank Meet other Abbey Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

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Old 19th July 2007, 00:09   #61 (permalink)
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Default Re: knellyk 2 vs Abbey!

you could come and do my ironing and gardening, blooming bindweed all over the place not to mention the dusting and sweeping and vacuuming lol
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Old 19th July 2007, 00:17   #62 (permalink)
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Default Re: knellyk 2 vs Abbey!

Quote:
Originally Posted by Lula View Post
you could come and do my ironing and gardening, blooming bindweed all over the place not to mention the dusting and sweeping and vacuuming lol
Thanks Lula, but I was looking for sensible suggestions! (Like ICY and Kia have made!

You're way off your usual sound advice with that one!!!
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Old 19th July 2007, 00:54   #63 (permalink)
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Default Re: knellyk 2 vs Abbey!

Quote:
Originally Posted by Lula View Post
you could come and do my ironing and gardening, blooming bindweed all over the place not to mention the dusting and sweeping and vacuuming lol

well, if you're volunteering to come and do ironing and vacuuming and stuff...............i've got loads of things to keep you busy hun
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Old 19th July 2007, 01:10   #64 (permalink)
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Default Re: knellyk 2 vs Abbey!

Quote:
Originally Posted by charleyfarley View Post
well, if you're volunteering to come and do ironing and vacuuming and stuff...............i've got loads of things to keep you busy hun
If I were to come and do your Ironing CF you'd regret it, I might singe your see throughs!
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Old 19th July 2007, 21:21   #65 (permalink)
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Default Re: knellyk 2 vs Abbey!

hot air ballooning er white water rafting rock climbing er stamp collecting lol but dont use em to post your bundle off lol bungee jumping off nigeria falls or the gas ometer where i live such fun and joyality come on lula think love sure u could come up with more xxkia
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Old 19th July 2007, 21:29   #66 (permalink)
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Default Re: knellyk 2 vs Abbey!

LOL I tend to get stuck into my family history research if I am not doing this, you wont get me anywhere up high, too much off a wuss for that and as for jumping of LOL not a bloody chance.

And if i am not doing any of that I am usually found ploughing my way through the mountain of ironing that seems to breed!!

Bit boring really
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Old 19th July 2007, 21:32   #67 (permalink)
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Default Re: knellyk 2 vs Abbey!

me too gardening as u know but none of the above too chicken but im sure well be able to think of interesting stuff to amuse knelly eh love in her long wait xxkia
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Old 19th July 2007, 22:47   #68 (permalink)
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Default Re: knellyk 2 vs Abbey!

Knelly, just a thought you said on an earlier thread that their offer was £200 short have you tried to negotiate with them especially when you are that close. The court would appreciate that you have tried to be reasonable and have tried to resolve it. After all it would be a waste of valuable court time.
DS
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Old 19th July 2007, 22:52   #69 (permalink)
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Default Re: knellyk 2 vs Abbey!

I thought I'd leave them to sweat for a bit!!
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Old 19th July 2007, 22:54   #70 (permalink)
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Default Re: knellyk 2 vs Abbey!

After all, I've got til November!!

I've replied to their offer telling them that the AQ had gone in and the costs had now increased, I'll wait a bit for their reply!
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Old 19th July 2007, 23:01   #71 (permalink)
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Default Re: knellyk 2 vs Abbey!

Quote:
Originally Posted by KnellyK View Post
After all, I've got til November!!

I've replied to their offer telling them that the AQ had gone in and the costs had now increased, I'll wait a bit for their reply!
and so have you.... got till November, they have you money a little longer and what interest are you claiming! Just imagine all the shopping you can do, and November is not the final hearing!

I think if I was that close I would seriously consider my options.

Just my thoughts
ds
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Old 19th July 2007, 23:22   #72 (permalink)
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Default Re: knellyk 2 vs Abbey!

You're right, I think I'll give them another week or two and then have another go at them!
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Old 19th July 2007, 23:26   #73 (permalink)
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Default Re: knellyk 2 vs Abbey!

take a look at icys thread itll maybe help love maybe not just tell me if im off the mark love and youve got plenty of time to think about it november my god rubbish isnt it lolxxkia ps can hear them knitting needles now lol
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Old 19th July 2007, 23:29   #74 (permalink)
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Default Re: knellyk 2 vs Abbey!

£200 short isnt too bad is it, especially if you have to wait till November to get your hands on your money lol
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Old 21st July 2007, 10:09   #75 (permalink)
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Default Re: knellyk 2 vs Abbey!

Hi Knelly

When they called me (have a look at my thread Cassie V Abbey about 16th May I think) they first offered my £4200 - my claim totalled £5297. I refused it and said I would take a minimum of £5000. She came back with £4800 - I must admit I was tempted but then I thought "No, this is MY money". I sent the email refusing the £4800 and then spent a night regretting it, BUT, the very next morning I got an email from them agreeing to settle for £5000.
Soooooooooooooo Go for It girlie. GoodLuck

Cassie
xxxxx
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Old 8th August 2007, 22:13   #76 (permalink)
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Default Re: knellyk 2 vs Abbey!

Another Update ~ for those of you that are interested, the knitting is coming on fine.

I received a letter from Abbey today, it's a mass produced letter on photocopied paper and it says...

'Your claim in relation to unauthorised bank charges is currently being litigated in the County Court.

Although we believe the charges are fair, clear and lawful, since you have filed your claim in court, Abbey (Along with six other banks and a building socety) has become involved in legal procedings with the Office of Fair Trading(OFT) in relation to unauthorised overdraft bank charges. We believe this will resolve the issues regarding the fairness and legality of your unauthorised overdraft bank charges.

Pending the outcome of this test case, we are asking the County Courts to stay all claims relating to unauthorised overdraft bank charges. A stay means that the case is puy on hold. If your claim has not already been stayed then, we have written or will shortly be writing to the County Court seeking a stay of your legal claim. As a result your case is likely to be put on hold until the outcome of the test case is known.

Given the Court case, we have asked the Financial Services Authority (FSA) to suspend the normal timetable for dealing with bank charges compliants, and the FSA has agreed to this request subject to conditions that protect complainants' rights.

We have also asked the Financial Ombusman Service (FOS) not to proceed with any other case they are hearing until the test case is resolved. FOS has indicated that as a general proposition it will indeed not proceed with cases which rely on the legal issues being considered in the test case.

Exactly what will happen next will depend on the Courts. We do not know how long the test case will take - we have promised to proceed as quickly as possible, but given the importance of the issues being considered, this may take many months to finally resolve. We will keep you updated appropriately in respect of the proceedings with the OFT. You can also check the latest position on our website.

In the interim, please retain your bank records, as this will make it easier for you to support your legal claim on resolution of the test case. We can assure you that we have kept a record of your legal claim.

If we have made you an offer
We may have written to you recently to make you a goodwill offer in full and final settlement of your legal claim. Provided that you have not rejected that offer, the goodwill offer the Bank has made you still stands and will be honoured.

If you wish to take up this offer, the Bank will take this acceptance as "full and final" settlement of your legal claim. To accept the offer you must contact us within two months of the date of this letter. If you accept our goodwill offer as a "full and final" settlement, it is highly unlikely you will be awarded a further sum at a later stage even if the test case established you were otherwise entitled to a larger amount. However, this does not preclude you from asking for repayment of any future charges if the Courts find they are unlawful.

Please contact us if you are not sure whether you have an open offer or not.

After the test case is finished
Once the legal proceedings between the OFT and the Banks have finished, we will resolve your legal claim as quickly as possible applying the principles established in the test case, which may generate a larger or smaller figure when compared with any current offer we may have made to you.

The FSA requires us to ensure that your legal claim will not be adversely affected by the stay of your court proceedings.

YF
Scribble signature'

That's probably it now til November, back to the kniting I think!!
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Old 8th August 2007, 22:27   #77 (permalink)
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Default Re: knellyk 2 vs Abbey!

so what's it to be KK?













a scarf or a woolly jumper
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Old 8th August 2007, 22:28   #78 (permalink)
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Default Re: knellyk 2 vs Abbey!

A long scarf!
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Old 8th August 2007, 22:35   #79 (permalink)
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Default Re: knellyk 2 vs Abbey!

yep biggggggggg jumper love and gloves for winter taking orders are ya xxxkia
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Old 8th August 2007, 23:18   #80 (permalink)
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Default Re: knellyk 2 vs Abbey!

Hi Knellyk, if its any consolation i received the same letter this morning aswell!!!
As of earlier no stays in my court but i aint counting me chickens yet!!!
ps.............. can u knit willywarmers???? (i'll pm the size 2 u)!!!

xxxx
bonnie
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