Abbey not playing the game

Amanda Taylor · 24th September 2006, 13:06

Had a letter back from the Abbey stating that reviewing the literature recieved when openin my account the charges still stand & enclosed a copy of financial ombudsman service. 4 more days before lba is up.

callumsgran · 24th September 2006, 13:10

Good luck to you! You seem to be on top of things!

traceyrmj · 24th September 2006, 13:12

they are playing, just by their own rules. MCOL on thursday and smile to yourself abotutheir losses rocketing with the 8% interest as they ahve refused to listen to your claim and reasonable attempts to save them further money.
good luck and let us know when you get the cas back so we can all join in laughing at shabby grabby nabby!

white4951 · 24th September 2006, 13:23

hi new to the site and ti claiming back unfair charges would like any advice that you may have
many thanks
white4951

michellej · 24th September 2006, 18:35

Hi & Welcome to the site,..Read the FAQ's ,make your own thread and you will very fast get the genral idea about things,..I was the same as yourself not long back,..now quite confident about taking the bank on and understanding the process required to getting my money back,..There is lots of help on here & lots of stages to refer to as you go through the stages of claiming your charges back,..best of luck M.

Amanda Taylor · 26th September 2006, 18:51

Times up for The Abbey, Im off to submit my court claim tomorrow, They are getting to know me quite well in the court now. Fingers crossed.

Amanda Taylor · 27th September 2006, 16:35

I wasn't sure where to post this but i applied for a remortgage about 6 weeks ago & it came up on my search that i had a bank loan with payments showing up to date, i was shocked to say the least as i dont have a loan, i went onto experian website last week & there it was a loan with the Abbey for £3200. I know nothing about this loan so sent an email to experian, Got a reply back today from experian sayin letter had gone off to the Abbey with this statemant THE ACCURACY OF THIS DATA HAS BEEN DISPUTED BY THE INDIVIDUAL
CONCERNED AND WE HAVE NOW CONTACTED THE SUBSCRIBER. CARE SHOULD THEREFORE BE
TAKEN WHEN USING THIS ITEM OF DATA TO ASSESS THE CREDITWORTHINESS OF THE
INDIVIDUAL CONCERNED."

What should i do about This? do i sit & wait? any advise would be greatley appreciated.

Amanda Taylor · 2nd October 2006, 17:31

My N1 went into court last tues not had any paperwork back from court, Got another fob off from the Abbey today.

Amanda Taylor · 9th October 2006, 16:45

I've Recieved another letter today from abbey saying the usual bogoff we are not paying anythig back to you.They have until fir 13th to respond according to court docs.What is my next step??? They also said that the oft & The house of commons treasury comittee relate to credit card charges only & not bank charges.....

Amanda Taylor · 16th October 2006, 20:11

No reply at all from my n1 filled in court on the 27th sept.back to court tomorrow to file my judgment, How much longer can they keep all this up?

Amanda Taylor · 17th October 2006, 19:35

Filed my judgmant today & courts will search to see if a defence has come in for them I doubt that 1 has.Waiting game now to see what happens next.

Amanda Taylor · 19th October 2006, 20:32

Found out what this loan was on my credit file thogh i had to go into abbey branch, a loan that i had paid off 2 years ago had not been cleared the money was put into a clearence account & installments were still being paid. they have now told me that it will be cleared should i claim for compo as it has effected my credit rating as it still showed that i had more credit than what i actually had.for over 2 years.

Amanda Taylor · 20th October 2006, 16:38

Help abbey filed an aknowledgement on 9th of oct & intend to defend all of the claim. What is my next step

Karnevil · 21st October 2006, 13:18

wait for the defence, and the offer, and return the allocation questionnaire - don't worry...when the defence comes post and we'll help

Amanda Taylor · 21st October 2006, 13:22

Thanks karnevil will do

Amanda Taylor · 27th October 2006, 21:24

recieved my defence today from abbey & also a offer to pay half the claim. Whats my next move do i fill in an faq?

Amanda Taylor · 31st October 2006, 20:12

I popped into the court & they don't seem to have recieved a copy of the defence that abbey sent to me & advised to wait a couple of days before taking my copy of the defence to show them.I thought they were supposed to send the defence into court & not direct to me???

Amanda Taylor · 2nd November 2006, 21:15

Got my defence today from court along with the AQ,do i postpone for a month to allow settlement?& what would i put as for any expert??& additional info??

Glenn UK · 3rd November 2006, 00:31

When you read the template from the library for completing your AQ did you miss out the bits youre asking about?

Its all there I am completing mine too and i think all the answers you need are there.

HTH

glenn

Amanda Taylor · 14th November 2006, 14:08

Just a quick question where it says on the AQ set out any other information you consider will help the judge to manage & clarify claim. waht would you recommend i put in this space

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