Apex chasing... - The Consumer Forums

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		The Consumer Forums > The Consumer Forums The Bank Action Group - against unlawful bank charges > Abbey Bank
Apex chasing...

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Abbey Bank Meet other Abbey Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded

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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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18th November 2008, 20:40	#1 (permalink)
Aristoc Basic Account Customer Watch out, there are Claims Touts about! Search the Web here for your Christmas gifts. It helps us to pay our way. If we have helped you, please help us. Click here. Join Date: May 2007 Posts: 55	Apex chasing... Hi all. I have a 1200 pound debt, formerly with abbey, who defaulted me a year or so ago. The amount is mostly made up of bank charges, which i do intend to claim back on but need time to get the S.A.R - (Subject Access Request) off to Abbey. Apex have been chasing for a while and i fear they are on the verge of court action, against which it is unlikely i will be able to defend. Is there a letter i can send to apex to gain me more time to sort out an S.A.R - (Subject Access Request) and possibly file a claim? I did originally CCA abbey, and I have sent the CCA letter to apex but they did send back a copy of the agreement, and since then I have also read that the CCA is not applicable to overdrafts. It was a student overdraft. I had money going into the account each month, but when i lost my job they cut off my account without warning and started adding intrest/sending me debt recover letters. This was about three or four years ago. I had the account for about 3/4 years and over that period paid a huge amount of charges for failed DD's and visa transactions when no money was available. Any help would be appreciated. I am a student again right now and cannot afford to make payments off this account. John

« Abbey **won** Under Hardship Rules! | fraud committed on my sons account »

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE

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