Consumer Action Group envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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| | | | | | | Abbey Bank Meet other Abbey Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
13th March 2006, 00:38
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#2 (permalink)
| | Platinum Account Customer
I am in: Shropshire
Posts: 860
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Well done and welcome. Keep us posted | 
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13th March 2006, 11:04
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#3 (permalink)
| | Classic Account Customer
I am in: Yorkshire
Posts: 360
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Looks like yours will be arriving with Abbey the same time as mine Nigel (posted on Sat) 
Best of luck!
Trunny | |
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15th March 2006, 09:03
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#4 (permalink)
| | Basic Account Customer |
I also sent off my Data Protection Act letter on Saturday. Didn't use registered post though (regretting it now as I read that Abbey are particularily bad (good?) as losing letters!) so I'd like to here as soon as you get a response.
I'll start my own thread as soon as I have something to report.
Good luck | |
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15th March 2006, 11:37
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#5 (permalink)
| | Classic Account Customer |
I sent mine off last week. Heard nothing yet, but I don't expect Abbey to be in any major rush to reply.
I am concerned that as more and more people send these letter in and try and claim charges back, Abbey (and all banks) will devise some legal way out of this. | |
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15th March 2006, 11:49
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#6 (permalink)
| | Administrator The Consumer Action Group |
Just like Enron did...or perhaps the people who mis-sold endowments.
__________________
<font face=arial size=1>Advice & opinions of Dave and The Bank Action Group are offered informally, without prejudice & without liability.</font>
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15th March 2006, 12:01
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#7 (permalink)
| | Basic Account Customer
I am in: Glasgow
Posts: 52
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I think the only way they'll be able to get out of it is by proving the charges they apply are specifically related to the transaction in question. And as we all know, it doesn't cost £30 to NOT pay a Direct Debit!
Until they take somebody to court and win a case to set a precedent, I think they'll just have to keep paying up. | |
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15th March 2006, 14:13
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#8 (permalink)
| | Classic Account Customer
I am in: Yorkshire
Posts: 360
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After sleeping on this for a couple of nights & talking to some friends I don’t think the banks will try & fight back. There’s the water tight argument they what they are doing is blatant overcharging plus the fact that only perhaps 1 in 10 people (basing that on the friends of mine I’ve told) will have the gumption to try and claim back. Most of my friends have taken the “oh, I couldn’t go to court” attitude or are far too worried that their account will be shut down & they don’t have the credit score to open an account with a different bank. Banks have the majority of people either too scared or in too much debt to do anything about it so it’ll pay for them to just pay up & keep this as quiet as possible. Even if 25% of their customers make a 1 time claim & then refuse to pay any future charges they’ve still got 75% of folk being robbed blind & that’s still a very healthy profit. | |
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15th March 2006, 15:51
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#9 (permalink)
| | Basic Account Customer |
You hit the nail on the head there trundlecat these banks are so large that only 1 in 1000 customers try to claim back, which = large profits for them. I also have spoken to friends + family and they just don't believe that you can claim back so brainwashed by big business. Forums like this are a great source of information to open your eyes to get passed what the companies say you can do. I sent my request letter yesterday as I can only find the last 2 years statements and just on those charges add up to £1800. Have already setup new account, so let the fun begin !!!!!! | |
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15th March 2006, 15:55
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#10 (permalink)
| | Platinum Account Customer
I am in: Shropshire
Posts: 860
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Quote: |
Originally Posted by phooey69 You hit the nail on the head there trundlecat these banks are so large that only 1 in 1000 customers try to claim back, which = large profits for them. I also have spoken to friends + family and they just don't believe that you can claim back so brainwashed by big business. Forums like this are a great source of information to open your eyes to get passed what the companies say you can do. I sent my request letter yesterday as I can only find the last 2 years statements and just on those charges add up to £1800. Have already setup new account, so let the fun begin !!!!!! | Phooey69 - welcome to the Group. Can you start a new thread for your claim? It makes it a lot easier to follow. | |
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15th March 2006, 22:48
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#11 (permalink)
| | Basic Account Customer |
To be totally honest with you, even if I had to go to court and lose the very fact that we are fighting the system counts and even if we cannot reclaim OUR money back, hopefully this sort of action at some point will remedy the current bank charging system. at the end of the day we all really want fair charges if any at all. will keep you posted.
Nigel  | |
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15th March 2006, 23:10
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#12 (permalink)
| | Platinum Account Customer
I am in: Shropshire
Posts: 860
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You probably will get your money back. But bear in mind, you must be prepared to argue your case in court. | |
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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