Abbey taking charges from JSA deposits - Can they do this?

[csc2ya]

I just wanted to verify something i've seen elsewhere on the forum. I currently owe quite a bit of money to a few people, mainly credit cards, mobile phone bill etc.

I'm unemployed, and receiving just over 91 pounds a fortnight in JobSeekers Allowance.

I've been like this for over a year now with a break over christmas when I did temporary work, but I haven't been able to find anything since.

I've had charges taken from my bank account for going overdrawn while i'm on JSA. I've seen elsewhere on the forum, posts that suggest that they are not allowed to take payments from that money to cover charges.

Is this the case? If so, then I should be to claim it back, clearing my overdraft fully, and also will be able to start making payments to all my creditors again who, I hate to say this, but i've been mostly ignoring due to not having the money to pay them.

Not sure if this is in the right place, but feel free to move it if it isn't.

[old_andrew2007]

hi
IMHO they can't, this is a link a template letter letter to get charges back when on benefits

I've not used it myself, so can't say what if any notice banks have taken when its sent.

Andy