JOINT ACCOUNT

tightwadten · 9th March 2006, 16:49

my abbey account is in joint names with my wife, are there any differences in the claim? should all letters be in joint names?

richardc · 9th March 2006, 18:06

If the account requires both signatures - yes. Otherwise, no

pink_fairy · 9th March 2006, 20:03

mine was a joint account and i have settled in full today. in letters i put both names and sigantures and emails i addressed from me and in brackets i put 'also on behalf .........' good luck with your cliam

kizel · 10th March 2006, 12:09

Quote:

Originally Posted by pink_fairy

mine was a joint account and i have settled in full today.

Do you mean they paid you the charges back?

pink_fairy · 13th March 2006, 16:13

yes...all of them!

ive been sending letters back and forth for about a year - made the claim sorted in about a month and cheque is on its way - can hardly believe it myself!

BankFodder · 13th March 2006, 16:20

pink_fairy

Quote:

can hardly believe it myself!

Oh, Faithless One...

andrew1 · 27th April 2006, 18:27

I have a joint account with Abbey and they have sent a request back to me for my wife to sign the Data Protection Act request:

.... " The Data Protection Act relates to people as individuals and while your accounts may give within the Terms & Conditions the authority for either individual to operate the accounts you hold, under the Data Protection Act and a Subject Access Request we must receive a signed consent from each party to enable us to disclose individuals' data "

My wife is not into all this claiming lark and I tend to do all these sort of things myself and haven't involved her too much in this forum, but I thought I'd seen in another thread somewhere ( can't find it - too many threads?) that we don't need both signatures for a joint account where either of us can sign. Any comments on this please?

I sent my £10 but it hasn't gone through the account yet and received one year of statements from the infamous Sheena Small ( busy lady these days!)

stebiz · 27th April 2006, 21:49

Well I've sent the letter from me only as my understanding is that because the account don't need 2 signatures (see Richards post) that only 1 sig is required.

Also as with all joint accounts I am responsible for the debt either solely or jointly.

Regards
Stebiz

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