consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki


Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



The new Consumer Directory
search the web, shop online, looking for gift ideas?
Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
The new Consumer Directory
search the web, shop online, looking for gift ideas?

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Hold the Front Page!!
News updates
The Consumer Forums front page
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Abbey Bank

Abbey Bank Meet other Abbey Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 23rd November 2007, 22:28   #1 (permalink)
missmoneypenny1
Basic Account Customer
Default new claim

hi,

Please can anyone tell me what the up to date situation is with claiming back charges? am I right in saying all claims are on hold untill the OFT has made an annoucement on their decision to what banks should or should not be charging?

Thank you!

- Am I still able to challenge my credit cards? I know the max charge amount is now 12 pounds, but are people still claiming full amounts back or just the difference in what they have been charged?
missmoneypenny1 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd November 2007, 22:46   #2 (permalink)
saintly_1
Site Team
 
saintly_1's Avatar
 


I am in: need
Posts: 9,256
saintly_1 Authoritativesaintly_1 Authoritativesaintly_1 Authoritativesaintly_1 Authoritativesaintly_1 Authoritativesaintly_1 Authoritativesaintly_1 Authoritativesaintly_1 Authoritativesaintly_1 Authoritativesaintly_1 Authoritativesaintly_1 Authoritative
Default Re: new claim

Quote:
Originally Posted by missmoneypenny1 View Post
hi,

Please can anyone tell me what the up to date situation is with claiming back charges? am I right in saying all claims are on hold untill the OFT has made an annoucement on their decision to what banks should or should not be charging?
Its not the OFT deciding what is a fair charge but an actual court case.
Thank you!

- Am I still able to challenge my credit cards? I know the max charge amount is now 12 pounds, but are people still claiming full amounts back or just the difference in what they have been charged?


The OFT has taken several banks to court have a read of the following OFT Test case what this means for you
OFT v Banks - **Don't panic!!!**

__________________
Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

"How do I...?" A Dummies' Guide to this Forum


FAQ


Forum rules


Consumer Health Forum

I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and staff who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.
saintly_1 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd November 2007, 23:10   #3 (permalink)
maroondevo52
Site Team
 
maroondevo52's Avatar
 


I am in: Edinburgh
Posts: 5,636
maroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritativemaroondevo52 Authoritative
Default Re: new claim

Hi, Missmoneypenny.

Yes, you can still claim on your credit cards and yes, claim the full amount not the difference.





Regards.

Scott.


__________________
Any advice I give is honest and in good faith.
If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.
Help keep it up and active, helping people like you.

Bank of Scotland ( Business Account ) Small Claim.
Total: £1,027.70 Settled in Full.(October 2006)

Capital One Bank (Europe) plc Summary Cause Claim.
Total : £1,111,94: Settled in Full. (February 2007)

Bank of Scotland (Business Account) Summary Cause.
Total: £1,051.60. Settled in Full (April 2007)

Bank of Scotland (Business Account) FOS Claim.
Total: £4,945.00. Settled in Full (March 2008.
maroondevo52 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th November 2007, 20:37   #4 (permalink)
missmoneypenny1
Basic Account Customer
Default Re: new claim

thank you I will do !!
missmoneypenny1 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Money Claim online form - Particulars of claim rinnie Abbey Bank 11 4th May 2008 18:10
Joint claim with seperated wife and own individual claim v Abbey quietzap Abbey Bank 134 19th July 2007 14:45
Scottish claim in London County Court -paperwork returned & told to claim in Scotland DundeeTim Abbey Bank 22 17th May 2007 15:21
Nearly there on current account claim...time to start credit card claim? Hibbit Lloyds Bank 8 29th January 2007 12:41
JSA, New claim lost causing bank charges...can I claim against the job centre? sincil General Debt Issues 19 7th January 2007 18:25




The new Consumer Directory
search the web, shop online, looking for gift ideas?

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.