Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | CAG Announcements | |
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There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
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Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Hold the Front Page!! News updates The Consumer Forums front page Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | | Abbey Bank Meet other Abbey Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
23rd November 2007, 22:28
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#1 (permalink)
| | Basic Account Customer | new claim hi,
Please can anyone tell me what the up to date situation is with claiming back charges? am I right in saying all claims are on hold untill the OFT has made an annoucement on their decision to what banks should or should not be charging?
Thank you!
- Am I still able to challenge my credit cards? I know the max charge amount is now 12 pounds, but are people still claiming full amounts back or just the difference in what they have been charged?  |
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23rd November 2007, 22:46
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#2 (permalink)
| | Site Team
I am in: need
Posts: 9,256
| Re: new claim Quote:
Originally Posted by missmoneypenny1 hi,
Please can anyone tell me what the up to date situation is with claiming back charges? am I right in saying all claims are on hold untill the OFT has made an annoucement on their decision to what banks should or should not be charging? Its not the OFT deciding what is a fair charge but an actual court case.
Thank you!
- Am I still able to challenge my credit cards? I know the max charge amount is now 12 pounds, but are people still claiming full amounts back or just the difference in what they have been charged?  |
The OFT has taken several banks to court have a read of the following OFT Test case what this means for you OFT v Banks - **Don't panic!!!** 
__________________ Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie) "How do I...?" A Dummies' Guide to this Forum FAQ Forum rules Consumer Health Forum I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and staff who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do. |
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23rd November 2007, 23:10
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#3 (permalink)
| | Site Team
I am in: Edinburgh
Posts: 5,636
| Re: new claim Hi, Missmoneypenny.
Yes, you can still claim on your credit cards and yes, claim the full amount not the difference.
Regards.
Scott.
__________________ Any advice I give is honest and in good faith. If in doubt, you should seek the opinion of a Qualified Professional. If you can, please donate to this site. Help keep it up and active, helping people like you. Bank of Scotland ( Business Account ) Small Claim. Total: £1,027.70 Settled in Full.(October 2006) Capital One Bank (Europe) plc Summary Cause Claim. Total : £1,111,94: Settled in Full. (February 2007) Bank of Scotland (Business Account) Summary Cause. Total: £1,051.60. Settled in Full (April 2007) Bank of Scotland (Business Account) FOS Claim. Total: £4,945.00. Settled in Full (March 2008. |
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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