Re: Kerrianne vs Abbey

[kerrianne]

hi everyone,
im one very confused lady, i am currently claiming against A & l and presently sitting it out with a stay attached to my case in bristol county court, but id like to know if it is worth now proceding with taking abbey to court just to face another stay on the court date due to the current situation with claims, im very short of money and dont really wont to pay £120 to proceed with court action if im not going to get anywhere before christmas. Bristol county court are currently into Jan 08 with cases and have said they probably will not uphold stay removal applications requested due to this. advice desperately needed please.

[Lula]

Hi Kerriane,

Firstly, how far back do your charges go? secondly, i will ask a mod to transfer your post to a thread of your own and I will then answer you more fully

[HSBCrusher]

There... moved to a new thread
right place I hope..

[Lula]

thank you oh green Bobbly one

[HSBCrusher]

you are very welcome my love.

C

[kerrianne]

thank you lula and hsbcrusher, my account goes back 4 years and totals approx £3000 lots of charges, now in financial crisis, would like to takke abbey to court but no ready money at present im way overdue as ive done lba at least 1 month ago.

[Lula]

Kerrianne, your LBA was a threat of court action IN YOUR OWN GOOD TIME< so dont worry too much about it at the moment, the banks have been given leave to ignore these complaints at the moment so they arent going to answer you anyway, I am presuming that you have already completed the spreadsheet with interest.

This is a difficult one, as it is 3 years (2004 - yes?) I would say that you have time to ignore it for a while, but there is no saying what sort of a deal that the banks and the OFT are going to cook up amongst themselves.

My opinion? get the claim into the court as soon as you can afford it, you do have some time under the statute of limitations but i wouldnt delay it any longer than you have to.

I Hope this helps. and if anyone has any other advice, then I am sure that they will be along to advise you, this is just my opinion and I stand to be corrected by it.

[kerrianne]

many thanks lula, im going to try to find money if possible but no money at least until end of october, yes account for 3 years, and have done spreadsheet and sent in with lba.

[Lula]

you could leave it till the end of November if that would help, i think that if you get it in (oooerrr missus) before christmas and definately pre OFT court case, you should be ok

[kerrianne]

thanks lula will do that and will keep you posted you never know abbey may just feel sorry for mee if i word it just right(and maybe not).

[Lula]

LOL Kerrianne, dont hold your breath