a very annoyed kia

[kia]

im just really posting this to see if there is anything i can do about future charges that the grabby are about to take to the sum of £235 and wondered if there is anything i can do to stop them as i wont be able to get it back for at least a year i know i will get it back and interest and all that but we cant afford that its a quarter of our wages that so well probably fall behind on our mortgage again if anyone can help me with this will be grateful as im so annoyed at the moment thanks xxkia

[KnellyK]

HI Kia

You could phone them and ask them not to take the charges ~ I've tried this before and they've returned one or two but not all of the charges.

This might help! (a little bit!)

Knellyk

[dar£n]

Kia, I have tried countless times to try and find out how the OFT can rule that a) Banks are allowed to put a halt on processing our complaints.
b) Keep us waiting until the outcome of the test case
c) Still allowed to apply the very same charges that we are disputing.

And to date...Still havent got a reasonable answer.

They simply reply time and time again referring to the press release garbage

[kia]

oh so ill have to let them then not fair is it though ill try and phone them knelly but dont think theyll go for it somehow cos dont forget i did get that three thousand off them so maybe my gestures have all been given still not fair though is it they should be stopped from doing this cos our mortgage will definately suffer this month that and all the other debts small comfort that well get it back really is xxkia

[abroadgirl]

hi kia, im not sure about this
have u still got an account with shabey?
are the cxharges continuing for the same one? if so they are not and should not charge you month after month for the same charges
remember mine well they sent it to debt collecters and i faxed the debt collecters all my correspondence to the same 2 charges on going every month for the same and the debt collectors said they shouldnt do this and the bloke from shabbey said it was wrong he actully admitted it to em so i sent all the letters proveing etc up to now i havent heard anything back now ive mentioned it i prob will but im not understanding your post hun sorry im thick let me know if these are ongoing charges again and are they for the same thing hugs
abroadgirl
xx

[kia]

hiya abg no there not on going charges love there for stupid mobile phone insurance cover that went out two days before pay day and now said insurance company have refused to pay back the charges saying we agreed to the direct debit we never agreed to let them take it out when two days before pay day and they never told us in the shop that they take the money for my daughters phone and that we have to go in the shop to claim back money they say the shop will have told us did they heck and now ive got these charges going out in two weeks and cant even claim back the 35 quid cos they say i was told they would do this so mad now im gonna expolde xxxkia

[sillygirl1]

Why not get a Nat West Step account, you can have standing orders and direct debits paid from this and they do online banking. I stopped all my DDs after money was 'inappropriately' withdrawn 10 days before it was due over Xmas, caused a lot of stress and fuss and since then no charges, no hassle and paying everything online is much easier. Oaky you do get the odd £5 'non payment by dd' charge but they should hopefully soon be deemed illegal, they are in Ireland....