Abbey Address To Send Letter To???

[damolly2508]

Hi,

Does anybody please have the address to send my preliminary letter to Abbey? Also, when you requested duplicate statements to be sentout how long did it take?? I have been advised a month!

Can I also claim back overdraft interest as well as dd, cheque charges etc? And will they want the money back which I owe them on my overdraft?


Thank you!

[Don Quioxte]

Hi welcome to the forums.

CAUTION: Before you send ANY letters please have a good read around the forums - particularly the FAQs and threads in Abbey and the Guidance Notes. You need to understnad the process that you are embarking on, such that:

you will know that you can send the initial letter to your branch (it will get forwarded to the correct department by internal mail),

that all charges are unlawful in relation to returned cheques, direct debits, unpaid items, standing orders etc.

that interest is a complicated bugger that really needs reading about - but that there exists authorised interest fees (legitimate, cannot be reclaimed) and unauthorised (usually at a higher APR) and can be reclaimed on the balance that was made up by charges - orany balance if it was a charge that took you over your limit such that you were accruing the unauthorised interest APR. Plus the interest that you can claim at 8% APR pursuant to the County Courts Act should your claim reach court...

If I have given you some food for thought then go get eating!

Good luck..

[mahala]

also, you shouldn't be requesting duplicate statements, which are not covered under the Data Protection Act.

Lots of Abbey addresses in the Abbey section.

[damolly2508]

Oh boy,

This sounds really complicated. So where should I start? I thought that I myself can come to the conclusion of what i am owed by looking through all of my statements sent by abbey?? Is this not correct?

Thanks.

[Don Quioxte]

If you have alredy got copies of all of your statements then yes you can go ahead and calculate the charges that have been deducted and start preparing your preliminary letter to send to the bank asking for thm to refund that amount. But again, you must just spend some time reading around then it won't sound complicated or daunting I assure you - but like anything in life everything takes a bit of time and input... but as Guiness say "good things come to those who wait" so just spend a couple of day familiarising yourself start here:

http://www.consumeractiongroup.co.uk...isplay.php?f=5