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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 12th July 2007, 17:47   #1 (permalink)
TraceyD
Basic Account Customer
 
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Join Date: Mar 2007
Posts: 7
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Default TraceyD - V - Abbey

Hi everyone,

Well ive filed my claim in court and then Abbey have come back to me filing their "Defence" at the court. Im claiming £507.14 in charges they originally offered to settle £180 then i refused and since filing they have now offered to settle out of court at £329.64 at 65% of the claim and have stated this would be "in full and final settlement of the claim".

Im unsure what my next course of actions is, I know its not a lot im claiming but i would like to hold out for the lot as it will then settle virtually all of my overdraft.

Can anyone advise what i should do next???

Many thanks,

Tracey.
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Old 12th July 2007, 18:01   #2 (permalink)
ICY
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Default Re: TraceyD - V - Abbey

have a look HERE i think its letter 6 you need, send the letter off to them recorded delivery, hang on in there and you will get the full amount
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Old 12th July 2007, 18:08   #3 (permalink)
TraceyD
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Default Re: TraceyD - V - Abbey

Thanks so much ICY, its gets so confusing cruising round the templates and I dont wanna mess up at the final hurdle and I intend to hang in and get the full amount then clear the overdraft and close the account and be done with the SHABBY once and for all

Tracey
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Old 12th July 2007, 18:30   #4 (permalink)
TraceyD
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Default Re: TraceyD - V - Abbey

Hi ICY, sorry to ask again but im reading the letter from Northampton county court titled "NOTICE OF TRANSFER OF PROCEEDINGS" and it states

WITHOUT HEARING

IT IS ORDERED THAT

1. The filing of an allocation questionnaire be dispensed with in this case unless the district judge at the court of transfers orders otherwise

I though that both parties had to fill this in?? Does this mean that i now go straight to court and that i should still send abbey national my rejection letter?? All this technical jargon is really confusing me now.
Im unsure if i should just be sitting back and letting the court do the rest or should i be doing something??

Tracey
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Old 12th July 2007, 19:07   #5 (permalink)
ICY
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Default Re: TraceyD - V - Abbey

Basically it means they are trying to cut out a delay by dispensing with the AQ so no party needs to fill it in, however even after this is put on the transfer notice some court are still using the AQ for example my abbey claim got transferred and there was no AQ but claim 3 hsbc same court same month and for that one they want AQ, there is no set formula, but if the court want an AQ they will let you know.

Yes still send your rejection letter, then just sit tight and wait for the court to write to you
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Old 13th July 2007, 12:42   #6 (permalink)
TraceyD
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Default Re: TraceyD - V - Abbey

Thanks again ICY, im doing my rejection letter now then posting it recorded and as you suggest ill just sit tight until i hear from the courts.

Youre a star

Tracey
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