Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Come and chat with us here (NB: External site NOT affiliated with CAG)
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Welcome Guest
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There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | | Abbey Bank Meet other Abbey Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
9th June 2006, 17:33
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#2 (permalink)
| | Platinum Account Customer | Re: Wood V Abbey Hi and welcome
Please read the FAQ's and around the forum .You need to spend a few days doing this so you get a full understanding of what you are undertaking.
Why have you only asked for 6 months statements and not 6 years ?
I know it's only £5 but if You would of sent a DPAR the maximum it would cost you is £10.
If you start your claim then I strongly advise to keep your corrospondence to letters unless you record all your phone calls .
keep us posted  |
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21st August 2006, 13:55
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#5 (permalink)
| | Basic Account Customer | Re: Wood V Abbey Hi, I have been bogged down with other things recently and haven't pushed this, another friend recently received a big cheque so I am going to push to get this sorted. I sent the Data Protection Act letter on 30th June and received 12 months worth of statements (twice!!). I have since received the microfiche letter, "Unfortunately, we are unable to supply a list of charges applied to your account for the last six years because we do not store this information separately from other transactional data. We can supply a list of the transaction on your account, which will include any cahges applied. I would like to advise you that under a Data Protection Act request, you will only receive the transaction that are currently held on our systems. These will be forwarded to you within 40 days, free of charge, under separate cover. Any earlier transactions have been archieved onto microfiche, whihc is not covered by the Data Protection Act. These archieve transactions willnot therefore be supplier to you under a Data Protection Act request and will not be subject to the 40-day ruling".
I read this that I should receive the additional statements, however, 52 days later and I have no received anything else.
I have been looking at the site and step by step instuctions and think it is time to send the non-compliance letter, has anyone been through this who can advise? |
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The Consumer Action Group and The Bank Action Group are registered trademarks Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
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