|  The Consumer Forums | | | | CAG Announcements
| |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide eBay buyer?
Buy more cheaply
Win more often
ConsumerSniper.com Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| Ebay buyer?
ConsumerSniper
Free unlimited bids and eBay tools Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | | | Notices | PLEASE HELP US TO KEEP THIS SITE RUNNING Every pound donated to this site helps us to keep on helping others. Click Here to Donate | | | The Consumer Forums | Last Post | Threads | Posts |  |  | Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights. | |
Today 09:11  | 18,241 | 62,547 | | Frequently Asked Questions. Case guidance etc. Instructions on how you can Reclaim the Right and get your bank charges refunded.------::::::-----------
This forum will appear to be private if you are not registered. --- REGISTRATION IS FREE | You will need to register to enter these consumer forums
Registration is FREE and very easy. | 10 | 11 | | Forum rules and other forum issues. You MUST read and agree these before reading or posting in this forum. |
7th July 2007 12:27 | 7 | 14 | | Banks, Debt collectors, PayDay lenders, PCNs - it's a war out there. You need to put your personal econcomy on a war-time footing.
Share your money-saving tips with the rest of us here. |
1st March 2010 17:26 | 43 | 268 |  Consumer Action Group Webmail | | | The Consumer Forums | Last Post | Threads | Posts |  | Direct access to your CAG webmail.
The CAG email is now fully featured including configurable spam and virus filters.
Consult your email either here or on your favourite POP3 email program. | - | - | - | | The Consumer Forums The Bank Action Group - against unlawful bank charges | | | The Consumer Forums | Last Post | Threads | Posts | | The Litigation section is very important. The information here is useful if you are applying for disclosure orders, lifting of stays, wasted costs orders or other matters.
PLEASE DO GIVE YOUR LITIGATION DETAILS TO A MODERATOR OR SITE-HELPER. AND BE SURE TO GIVE THEM AN UPDATE WHEN YOUR CLAIM IS CONCLUDED. | - | - | - | | Come here to discuss general issues in the unlawful charging by banks debate.
Any general issues about unfair bank charges. |
Today 08:50 | 8,109 | 90,389 | | We hear very few good stories about the FOS. Mostly we get accounts of delays, lack of transparency, unsatisfactory or over-cautious outcomes.
The banks preferred route for complaints. Under-resourced and mocked by the banking industry
Tell your experiences of the Financial Ombudsman Service - good or bad. |
14th March 2010 16:29 | 85 | 518 | | If you live in Scotland or have an account in Scotland, please take time to join the new Scotland User Group. (Not for RBS/HBOS English accounts.) |
Today 09:37 | 999 | 10,114 | | Had a bad day, Dear?
Come here for some off-topic chat. |
Today 10:33 | 3,834 | 194,885 | | Want to meet up with other CAG people round the country? |
14th March 2010 21:09 | 67 | 10,456 | | Meet other Abbey Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 00:14 | 5,268 | 74,377 | | Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means? |
Today 06:29 | 1,754 | 20,445 | | Meet other Barclays Bank customers who have also been faced with excessive unfair bank charges. The is the bank which the BBC found had a culture of dishonesty. Let us know if you agree. |
Today 10:54 | 8,088 | 108,895 | | Meet other Coop Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
10th March 2010 19:04 | 837 | 6,945 | | Meet other Halifax Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Yesterday 22:36 | 7,666 | 100,636 | | Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 08:45 | 7,998 | 115,878 | | Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Yesterday 21:41 | 7,883 | 94,004 | | Meet other MBNA customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded. |
Today 10:05 | 1,965 | 34,280 | | Meet other NatWest Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Yesterday 15:14 | 5,821 | 80,131 | | Meet other Nationwide Bank customers who have also been faced with excessive unfair bank charges. A spokesman described some of their customers as "serial abusers" of their accounts. Is this true? - or is it really the Nationwide which is the serial abuser of its customers' accounts.. |
Yesterday 19:40 | 1,915 | 20,818 | | Meet other RBS customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 01:09 | 2,915 | 29,021 | | Now that their actual costs and CYNthesys have been revealed by the BBC, claim everything back for as far back as you want. Even if you have already accepted a compromise settlement, go back and get the rest. |
Yesterday 15:08 | 1,025 | 17,231 | | Been subject of excessive unfair bank charges by some other company? Banks, Building Societies, other companies? Discuss getting your unfair charges refunded here |
Today 11:12 | 9,467 | 139,121 | | If you work for a bank or did do. If you want to speak on behalf of any of the banks or you want to whistleblow. Do it here. You are welcome to have your say about bank charges.
Registration is confidential if you post under a UserID. You MUST let us know if you work for a bank. |
13th March 2010 19:06 | 170 | 3,151 | | Links to other sources of help. Please contact Admin if you want to add an entry |
18th January 2010 05:04 | 14 | 27 | | The various discussions have been moved here for easy access. |
14th December 2008 15:04 | 10 | 1,033 | | The Consumer Forums The Consumer Action Group | | | The Consumer Forums | Last Post | Threads | Posts | | |
Today 11:12 | 7,885 | 96,688 | | Are you interested in the bigger picture? Do you have definite ideas which you wish to contribute? Are you interested in campaigning in some way?
Whether it is bank charges, PPI, the cost of gas/electric/food/travel etc - this is the place to share your ideas. |
Today 10:41 | 422 | 13,493 | | |
Today 11:06 | 7,330 | 75,245 | | As the title suggests - a kind of "Did you know...?" - a place to add snippets of information about consumer law. Everyone must know at least one little gem that could help out loads of people. Try and post with a link to clarification where possible. |
13th March 2010 13:11 | 1,125 | 12,850 | | There are loads of them out there now. Each one claims to offer you the cheapest deal on Gas, Electricity, Flights, Holidays, Food - what have you.
They can't all be right can they? What do you think. Come and compare the comparison sites |
24th January 2010 14:16 | 1 | 23 | | If you are giving up smoking then you might like to start a thread here so you can let us know how you are doing - and about each time you falter. |
Yesterday 15:45 | 75 | 900 | | Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage. |
Today 09:36 | 2,168 | 19,221 | | Do you have problems at work for any reason including disability, harassment, discrimination? Are you facing disciplinary action? Are you failing to get employment because of some disability or discrimination problem? Discuss it here. |
Today 10:50 | 3,479 | 30,339 | | We get a lot of people with complaints about Gymnasiums and Health Clubs.
Sometimes it seems that their business model is based upon merely continuing unwanted memberships.
Tell us about your experiences here |
Yesterday 21:47 | 172 | 1,516 | | Come here for advice on all aspects of the holiday industry. This includes Travel Agents, Tour Operators, Airlines, Caravan Parks, Holiday Centres, Leisure Parks, etc. |
Today 10:39 | 676 | 6,008 | | |
Today 10:37 | 1,899 | 14,878 | | This is the place to discuss Local Authority dispute, including issues around Council Tax Banding, Business Rates, Planning etc. NB: DO NOT USE THIS FORUM FOR COUNCIL TAX BENEFIT OR DEBT ISSUES - you will get more support in the other relevant forums. |
Today 08:34 | 525 | 2,852 | | Having problems with your PC, laptop, games console, hand-held, sat-nav etc. No doubt others will have gone through the same issue and can point you in the right direction. |
14th March 2010 09:49 | 84 | 1,292 | | |
Yesterday 22:11 | 354 | 3,614 | | The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process. |
Today 10:59 | 3,218 | 35,394 | | Have you been let down by a vet, or had some problem with your pet. If so, then this is the place to seek advice. |
13th March 2010 23:03 | 33 | 726 | | Have you been let down by Royal Mail, Parcel Force, DHL, TNT - or any other delivery service or company. These companies seem to always be able to hide behind their Terms and Conditions. |
Today 01:03 | 22 | 168 | | Have you been let down by public transport? Tell us about it here. Go one better and put in a claim for some proper compensation. You don't have to accept their travel vouchers. You can do better than that. |
Today 10:54 | 274 | 3,370 | | This is the place for both Landlords and Tenants to discuss letting issues, and share experiences. |
Today 11:10 | 3,983 | 30,883 | | If you have a problem with goods which you have purchased by a major UK retailer whether it be on the High Street or On-line, share it with us here. This is where you Reclaim the Right.
ENTER NOW. |
Today 08:15 | 2,420 | 22,135 | | If you have special needs or disability issues, discrimination, motability etc, come here to discuss it or to give advice |
14th March 2010 18:24 | 222 | 2,898 | | Come here if you think that you have consumer-style problems which are connected to your status as a student |
Today 00:23 | 489 | 6,182 | | |
Today 10:35 | 3,497 | 29,510 | | |
Yesterday 23:52 | 1,852 | 12,753 | | The Consumer ForumsDebt Action Group "Dealing with debt"
You can choose any one of our new debt forums to seek help or to give help on specific aspects of debt. | | | The Consumer Forums | Last Post | Threads | Posts | | |
Yesterday 22:27 | 107 | 1,738 | | Advice on how to deal with debt collectors.
Are you receiving distressing phone calls? Are you recording them? Why not? |
Today 11:01 | 23,723 | 383,906 | | Your rights when dealing with bailiffs and sheriff officers |
Today 10:52 | 3,862 | 55,975 | | Experian, Equifax, CallCredit etc |
Today 02:23 | 1,044 | 9,315 | | They have also been known as 'Chattel Mortgages', but whatever the name - this is the place to get advice. |
Today 10:07 | 263 | 4,124 | | Advice on some of the formal debt management solutions |
Yesterday 19:50 | 808 | 7,975 | | Advice and guidance on Scotland specific debt issues |
Yesterday 23:06 | 578 | 6,423 | | Advice and guidance on dealing with court action by a creditor |
Today 11:12 | 5,317 | 153,782 | | Advice on dealing with secured debt |
Today 10:22 | 1,451 | 26,167 | | An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers. |
Today 10:58 | 412 | 19,883 | | Tell us your repossession story or seek help here |
Today 09:41 | 760 | 13,062 | | Advice and guidance on dealing with debt on a personal level |
25th February 2010 12:45 | 83 | 1,231 | | Advice on how to work towards a debt free life |
Today 08:35 | 917 | 9,340 | | Various letter templates to help you communicate with your creditors - PLEASE NOTE THAT YOU MUST BE A MEMBER TO VIEW THESE TEMPLATE LETTERS - Membership is free: http://www.consumeractiongroup.co.uk/forum/register.php | You will need to register to enter these consumer forums
Registration is FREE and very easy. | 13 | 34 | | Post here any general debt questions not covered elsewhere. |
Today 11:05 | 9,837 | 118,852 | | What's going on in The Consumer Forums? |  Currently Active Caggers: 1617 (271 registered Caggers and 1346 guests)
|  | Most Caggers ever online was 2,959, 12th February 2010 at 14:54. 1800Zeta, 23sopwith, AA99, adp, ajax95, alanfromderby, alangee, Aligroup, Andante, andrew1, Andy9012, ann-imal, anynewmouse, ashmk, astrachick34, babydoll0141917, baileyb00, bailiff2, banker_rhymes_with, bannblue, BARNSLEY 1, Barobalti, BAYV, beachcomber60, beccaclair, beccus, BettieBoo, Bigdebtor, biggeord1e, Bigredbus, blueboy987, borisbeaver, boswell, bristoltiger, brooooooooooce, Bullhunter, burmafriday, buzby, cab1ne, Caimbeul, cala99, camopig, carter048w, chickenfeet, citizenB, copraphagist, count orlok, craigers, creditman09, dad, damsel in distress, dawnytrish, DBC, debt4get, delaney1970, Desperate Daniella, diddled, djc1, djwigster, dollies01, DonkeyB, Dot1, Dougal16T, Dublindel, dx100uk, Eas41, EbenezerTwist, ee-bee, Elgrand, elpulpo, emandcole, Emma Royd, empowered, enamae, ernie8485, eshaq786, eteddsy, FightToTheEnd, Finifo, fluffy_bunny, flyguy1000, fork-it, frettful38, funky_fiddler, Gallahad, Gems2k, gh2008, green_and_mean, greigster, hallowitch, Hardupnotfedup, hazeleyes68, HDC, hightail, hilaryfrances, hitchy1, honeybee13, impecunious, jackboy, janb, jazzer28, jazzyb, jdgray, jean1, Jeevesikins, JGJ, Jhawc24, jimdev1976, jj itch, joe1969, kennyh, Kick back, KingNev, klmn341, Kraken1, labrat, landy_alert, LarissaJ, lavamyz, lets fight bailiffs, Like-Im-Being-Ripped-Off, londonjeff7, Londres, Lopez12, m2000, MAGDA, MandM, mandyjayne, mark1arby, marsay, martin g, MaxxPower, medpalgal, megatronman, merlin100, MikeBuzz, Mikey40, mikeyboy197663, mk73, monkeymad1, MONX, MortgageWithSPML, Mossycat, mr.sshh, MrShed, Mungypup, mysticpols06, Nagasis, NailPost, NewSAHD, Night Owl, No Money Hony, Notasniceasjoe, Numptey, nutter192, ohitsonlyme, Old-CodJA, Oldchap, OnMyWayOut, panther12, pelham9, PGH7447, Pinky69, POOLMAN1, pt2537, R&J, rameses_qc, rdm2006, rhos123, rudy691, sack6470, Saintlvr, sallysas, sam614, samraj_gmail, sea-sidelady, Secretjay, sequenci, SHAIKH, simonjohn, sisternumber1, SOD'EM, SoniaB, Spks28, sponker21, Stephan56, STEVEGOLDSMITH, SteveH2508, stripper, stroke a badger, supasnooper, supasta1, tedney, tel005, The Mould, THE ROADIE, theotherside, thetrickster2k, tiglet, tkhaynes, tomtubby, Towers2, tr7girl, triton, TryingToGetEven, ukaviator, vint1954, volvodriver, wannabedebtfreesoon, web2005, wino, wonderbug, Wonkey Donkey, | |
The Consumer Forums Statistics
|  |
Threads: 223,370,
Posts: 2,705,396,
Registered Caggers: 252,712
Welcome to our newest registered Cagger, Malky1888 |
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
|
