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The Consumer Forums  

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Small Claims Kit-- Small Claims Court Guide
**New Edition**
Consumer Action Group envelope labels Last Will & Testament Kit Fight a Motoring Ticket
 
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Patricia Pearl - Small Claims Procedure - A Practical Guide
An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.
£17.10 + £1.50 (P&P)

Lawpack - Small Claims Kit
Contains everything you need to sue your bank (or anyone else) including sample forms, instruction manual, templates, and an entire set of court forms in PDF format on CD Rom.
£10.99 + £1.50 (P&P)

Last Will and Testament Kit
Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.
£9.99 + £1.50 (P&P)

Fight a Motoring Ticket Kit
All the templates and documents that you need to challenge your speeding ticket, parking fine - with advice from one of the UK’s leading motor offence solicitors
£9.99 + £1.50 (P&P)

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Notices

  The Consumer Forums      Last Post      Threads Posts
Free advice and support to reclaim your bank charges or to solve other consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about claiming your bank charges or dealing with other consumer rights.
18,117 62,040
Frequently Asked Questions. Case guidance etc. Instructions on how you can Reclaim the Right and get your bank charges refunded.------::::::-----------
This forum will appear to be private if you are not registered. --- REGISTRATION IS FREE
You will need to register to enter these consumer forums
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Forum rules and other forum issues. You MUST read and agree these before reading or posting in this forum.
7th July 2007 12:27 Go to last post
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Banks, Debt collectors, PayDay lenders, PCNs - it's a war out there. You need to put your personal econcomy on a war-time footing.
Share your money-saving tips with the rest of us here.
30 179

Consumer Action Group Webmail
  The Consumer Forums Last Post Threads Posts
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The Consumer Forums libraries - bank charges materials and other issues
The Consumer Forums materials base.
These materials have been moved. Please follow this link to see them
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The Consumer Review Centre
Consumer Reviews
Our reviews have been moved
Please follow the links to see or to contribute to our reviews
  The Consumer Forums Last Post Threads Posts
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The Consumer Forums
The Bank Action Group - against unlawful bank charges
  The Consumer Forums Last Post Threads Posts
The Litigation section is very important. The information here is useful if you are applying for disclosure orders, lifting of stays, wasted costs orders or other matters.
PLEASE DO GIVE YOUR LITIGATION DETAILS TO A MODERATOR OR SITE-HELPER. AND BE SURE TO GIVE THEM AN UPDATE WHEN YOUR CLAIM IS CONCLUDED.
- - -
Come here to discuss general issues in the unlawful charging by banks debate.
Any general issues about unfair bank charges.
by Ibsys
Today 00:49 Go to last post
7,808 86,869
If you live in Scotland or have an account in Scotland, please take time to join the new Scotland User Group. (Not for RBS/HBOS English accounts.)
19th November 2009 02:36 Go to last post
935 9,545
Had a bad day, Dear? Come here for some off-topic chat.
Today 05:46 Go to last post
3,449 178,456
Want to meet up with other CAG people round the country?
Today 06:20 Go to last post
59 9,840
Meet other Abbey Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
Yesterday 16:35 Go to last post
5,201 73,944
Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means?
Yesterday 16:54 Go to last post
1,718 20,147
Meet other Barclays Bank customers who have also been faced with excessive unfair bank charges. The is the bank which the BBC found had a culture of dishonesty. Let us know if you agree.
Today 00:47 Go to last post
7,891 105,982
Meet other Coop Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
by mkb
Yesterday 13:23 Go to last post
828 6,839
Meet other Halifax Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
Yesterday 19:28 Go to last post
7,541 98,797
Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
Today 00:40 Go to last post
7,861 113,929
Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
7,752 92,869
Meet other MBNA customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded.
Today 06:23 Go to last post
1,814 30,731
Meet other NatWest Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
5,714 79,197
Meet other Nationwide Bank customers who have also been faced with excessive unfair bank charges. A spokesman described some of their customers as "serial abusers" of their accounts. Is this true? - or is it really the Nationwide which is the serial abuser of its customers' accounts..
by Its WAR
Yesterday 21:01 Go to last post
1,896 20,661
Meet other RBS customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded
Today 01:03 Go to last post
2,863 28,629
Now that their actual costs and CYNthesys have been revealed by the BBC, claim everything back for as far back as you want. Even if you have already accepted a compromise settlement, go back and get the rest.
Yesterday 09:55 Go to last post
1,014 17,117
Been subject of excessive unfair bank charges by some other company? Banks, Building Societies, other companies? Discuss getting your unfair charges refunded here
by Sol
Today 03:23 Go to last post
8,876 121,417
If you work for a bank or did do. If you want to speak on behalf of any of the banks or you want to whistleblow. Do it here. You are welcome to have your say about bank charges. Registration is confidential if you post under a UserID. You MUST let us know if you work for a bank.
Yesterday 19:28 Go to last post
167 3,092
Links to other sources of help. Please contact Admin if you want to add an entry
1st October 2009 15:56 Go to last post
14 26
The various discussions have been moved here for easy access.
14th December 2008 15:04 Go to last post
10 1,033

The Consumer Forums
The Consumer Action Group
  The Consumer Forums Last Post Threads Posts
Are you interested in the bigger picture? Do you have definite ideas which you wish to contribute? Are you interested in campaigning in some way? Whether it is bank charges, PPI, the cost of gas/electric/food/travel etc - this is the place to share your ideas.
388 10,669
by cjaynap
Today 02:21 Go to last post
6,947 70,019
As the title suggests - a kind of "Did you know...?" - a place to add snippets of information about consumer law. Everyone must know at least one little gem that could help out loads of people. Try and post with a link to clarification where possible.
Yesterday 17:29 Go to last post
1,027 11,778
There are loads of them out there now. Each one claims to offer you the cheapest deal on Gas, Electricity, Flights, Holidays, Food - what have you.
They can't all be right can they? What do you think. Come and compare the comparison sites
by MG123
23rd February 2009 21:26 Go to last post
1 13
If you are giving up smoking then you might like to start a thread here so you can let us know how you are doing - and about each time you falter.
by Jan4a
Yesterday 22:16 Go to last post
61 737
Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage.
by Kelcou
Today 01:01 Go to last post
1,671 14,254
Yesterday 00:07 Go to last post
442 4,014
With the switch to Digital now in full swing, we are seeing an escalation of problems ranging from faulty set-top boxes to poor customer service and difficulties with unsubscribing and being overcharged. Whatever the issue - this is now the place to post your story.
Yesterday 21:57 Go to last post
133 1,173
Problems with the DVLA? Don't we all? - here's the place to post.
Yesterday 18:57 Go to last post
595 6,585
Do you have problems at work for any reason including disability, harassment, discrimination? Are you facing disciplinary action? Are you failing to get employment because of some disability or discrimination problem? Discuss it here.
by teaboy2
Today 04:53 Go to last post
2,950 23,953
by Conniff
Yesterday 20:34 Go to last post
645 6,177
We get a lot of people with complaints about Gymnasiums and Health Clubs.
Sometimes it seems that their business model is based upon merely continuing unwanted memberships.
Tell us about your experiences here
Yesterday 00:23 Go to last post
136 1,266
Come here for advice on all aspects of the holiday industry. This includes Travel Agents, Tour Operators, Airlines, Caravan Parks, Holiday Centres, Leisure Parks, etc.
Yesterday 20:34 Go to last post
617 5,352
Today 00:49 Go to last post
1,705 13,315
This is the place to discuss Local Authority dispute, including issues around Council Tax Banding, Business Rates, Planning etc. NB: DO NOT USE THIS FORUM FOR COUNCIL TAX BENEFIT OR DEBT ISSUES - you will get more support in the other relevant forums.
Yesterday 12:16 Go to last post
461 2,432
Having problems with your PC, laptop, games console, hand-held, sat-nav etc. No doubt others will have gone through the same issue and can point you in the right direction.
by locutus
Yesterday 22:35 Go to last post
13 279
Yesterday 20:23 Go to last post
329 3,321
A forum to discuss the legalities or unlawfulness of parking/speeding tickets or congestions charges etc.
Today 03:05 Go to last post
4,759 63,631
The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process.
Today 03:58 Go to last post
2,975 32,603
Have you been let down by a vet, or had some problem with your pet. If so, then this is the place to seek advice.
18 456
Have you been let down by Royal Mail, Parcel Force, DHL, TNT - or any other delivery service or company. These companies seem to always be able to hide behind their Terms and Conditions.
by buzby
Yesterday 20:00 Go to last post
8 100
Have you been let down by public transport? Tell us about it here. Go one better and put in a claim for some proper compensation. You don't have to accept their travel vouchers. You can do better than that.
by buzby
Yesterday 21:56 Go to last post
225 2,707
This is the place for both Landlords and Tenants to discuss letting issues, and share experiences.
Today 02:23 Go to last post
3,576 27,173
If you have a problem with goods which you have purchased by a major UK retailer whether it be on the High Street or On-line, share it with us here. This is where you Reclaim the Right. ENTER NOW.
by Nitrode
Today 01:01 Go to last post
2,128 19,658
If you have special needs or disability issues, discrimination, motability etc, come here to discuss it or to give advice
203 2,654
Come here if you think that you have consumer-style problems which are connected to your status as a student
by Sol
20th November 2009 02:42 Go to last post
455 4,284
Today 02:17 Go to last post
2,631 21,437
Yesterday 22:51 Go to last post
1,650 11,079
Yesterday 21:48 Go to last post
1,026 7,805

The Consumer Forums
Debt Action Group
"Dealing with debt"
You can choose any one of our new debt forums to seek help or to give help on specific aspects of debt.
  The Consumer Forums Last Post Threads Posts
Advice on how to deal with debt collectors.
Are you receiving distressing phone calls? Are you recording them? Why not?
Today 07:44 Go to last post
21,477 342,130
Your rights when dealing with bailiffs and sheriff officers
Today 02:25 Go to last post
3,280 44,392
Experian, Equifax, CallCredit etc
Yesterday 22:02 Go to last post
902 8,435
They have also been known as 'Chattel Mortgages', but whatever the name - this is the place to get advice.
by joe1471
Today 06:57 Go to last post
217 3,423
Advice on some of the formal debt management solutions
Yesterday 17:45 Go to last post
704 7,105
Advice and guidance on Scotland specific debt issues
514 5,786
Advice and guidance on dealing with court action by a creditor
Today 07:10 Go to last post
4,525 126,175
Advice on dealing with secured debt
by ryde
Today 05:55 Go to last post
1,315 20,888
An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers.
Yesterday 23:21 Go to last post
288 16,835
Tell us your repossession story or seek help here
by dx100uk
Today 00:59 Go to last post
645 11,477
Advice and guidance on dealing with debt on a personal level
9th November 2009 21:01 Go to last post
79 1,193
Advice on how to work towards a debt free life
830 7,887
Various letter templates to help you communicate with your creditors - PLEASE NOTE THAT YOU MUST BE A MEMBER TO VIEW THESE TEMPLATE LETTERS - Membership is free: http://www.consumeractiongroup.co.uk/forum/register.php
You will need to register to enter these consumer forums
Registration is FREE and very easy.
17 49
Post here any general debt questions not covered elsewhere.
by AA99
Yesterday 23:42 Go to last post
9,349 112,822

In the media
  The Consumer Forums Last Post Threads Posts
Any consumer issues in the media not in the other media forums, ...Post it here. A link to a news website would be good too!
by NewsBot
19th November 2009 09:07 Go to last post
347 466
Have you seen anything about this site, unfair bank charges in general, or any other finance matters in the press or on TV...Post it here. A link to a news website would be good too!
Yesterday 22:17 Go to last post
3,046 7,303
The Credit Industry's own journal. They have even described The Consumer Action Group as "controversial".
by NewsBot
20th November 2009 18:46 Go to last post
320 344
Yesterday 21:45 Go to last post
50 74
20th November 2009 19:17 Go to last post
100 124
by NewsBot
20th November 2009 18:46 Go to last post
152 183
13th November 2009 09:04 Go to last post
67 97
Today 00:52 Go to last post
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15th November 2009 06:02 Go to last post
83 122
by NewsBot
19th November 2009 12:59 Go to last post
187 204
by NewsBot
20th November 2009 18:46 Go to last post
1,052 1,076


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